Lorain County property record for 42055 Oberlin Elyria Rd, Elyria, OH 44035 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1989 |
| Square Footage | 2,276 sqft Living Area |
| Lot Size | 57,064 sqft (1.31 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $233,000 (2014) |
| Tax Bill | $3,953.00 (2024) |
| Primary APN | 10-00-012-000-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,276 sqft Living Area |
| Gross Area | 3,396 sqft Gross Area |
| 1st Floor | 2,276 sqft 1st Floor |
| Basement Area | 936 sqft Basement |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 57,064 sqft (1.31 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,120 sqft Garage |
| Patio Area | 250 sqft Patio |
|---|---|
| Porch Area | 540 sqft Porch |
| Canopy Area | 576 sqft Canopy |
| Pole Structure | 1,440 sqft Pole Structure |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 42055 OBERLIN ELYRIA RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7409 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 20080269020 |
| Legal Subdivision | CARLISLE SEC 12 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | CARLISLE |
| Census Blockgroup | 2 |
| Census Block | 2020 |
| Census Tract | 71500 |
Source: Lorain County records · APN 10-00-012-000-022
Assessment roll updated May 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42055 OBERLIN ELYRIA RD, ELYRIA, OH 44035-7409 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 02, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| May 28, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jan 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) NEWREZ LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 12, 2014 · Amount on Record |
| Deed Sale | Sep 12, 2014 · Amount on Record |
| Deed Doc Number | 2014518543 |
| Prior Transfer Date | Sep 10, 2008 |
| Prior Transfer Doc | 20080269020 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 42055 OBERLIN ELYRIA RD, ELYRIA, OH 44035-7409 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 42055 OBERLIN ELYRIA RD, ELYRIA, OH 44035-7409 |
| Document Number | 0000002803 |
|---|---|
| Date | Feb 02, 2024 |
| Instrument | 2024-0002803 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 19, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 42055 OBERLIN ELYRIA RD, ELYRIA, OH 44035-7409 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210820142 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021-0820142 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 07, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 42055 OBERLIN ELYRIA RD, ELYRIA, OH 44035-7409 |
| Document Number | 0000797768 |
| Instrument Date | Jan 05, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 42055 OBERLIN ELYRIA RD ELYRIA OH 440357409, ELYRIA, OH 44035-7409 |
| Document Number | 0000797768 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 797768 |
| Name | NEWREZ LLC |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2051 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Keystone Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,870.00 (-2.1%) Homeowner's exemption | $97,800 (%) Land $16,380 Building $81,420 | $279,440 (-) Land $46,800 Building $232,640 |
| 2024 | $3,953.00 (+10.67%) | $97,804 (+34.31%) Land $16,380 Building $81,424 | $279,440 (+34.31%) Land $46,800 Building $232,640 |
| 2023 | $3,572.00 (+0.73%) | $72,818 (%) Land $17,108 Building $55,710 | $208,050 (-) Land $48,880 Building $159,170 |
| 2022 | $3,546.00 | $72,820 Land $17,110 Building $55,710 | |
| 2021 | $208,050 Land $48,880 Building $159,170 |
42055 Oberlin Elyria Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 6th percentile of exposed land nationally · 28th in Ohio |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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