4205 Windward Dr, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 4205 Windward Dr, Saint Joseph, MO 64505

Property Summary

Property Type	Other
Details	1,666 sqft · built 2016
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$337,300 (Jul 2020)
Tax Bill	$3,584 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Jul 2020 Mortgage + 1 more
APN	`03-7.0-26-004-000-007.005`

Property Details

APN / Parcel Number

Primary APN	`03-7.0-26-004-000-007.005`

Interior

Building Area	1,666 sqft Base Area
1st Floor Area	1,666 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	142 ft deep x 61.4 ft wide

Location & Zoning

Street Address	4205 WINDWARD DR
City	SAINT JOSEPH
State	MO
Zip	64505-2329
Property Category	Other
Property Type	Other > Miscellaneous
Local Zoning Code	CITY
Legal Description	26-58-35SESUB:GREYSTONE PLAT 1 LOT 5: BLK:LGL DESC:
Legal Range	35W
Legal Township	58N
Legal Section	26
Legal Subdivision	GREYSTONE PLAT 1
Legal Lot Number	5
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2004
Census Tract	100

Owner

4205 Windward Dr is owned by two individuals who bought it in July 2020.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4205 WINDWARD DR, SAINT JOSEPH, MO 64505-2329
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage · Line of Credit FRANK MOLLE ETUX
Jul 31, 2020	Warranty Deed, Transfer · Conventional Mortgage MUTUAL SAVINGS ASSOCIATION
Sep 23, 2019	Warranty Deed, Transfer NOT AVAILABLE, ST JOSEPH TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on File
Deed Sale	Jul 31, 2020 · Amount on File
Prior Sale	Sep 23, 2019
Deed Document Number	20206575
Deed Book / Page	3751 / 409
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4205 WINDWARD DR, SAINT JOSEPH, MO 64505-2329
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 WINDWARD DR, SAINT JOSEPH, MO 64505-2329

Mortgage

Document Number	003751/515
Date	Aug 3, 2020
Book Page	3751/515
Instrument	2020006681

Lender

Name	FRANK MOLLE ETUX
Type	Private Party
Address	601 W 103RD ST, KANSAS CITY, MO 64114

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 31, 2020
Property Address	4205 WINDWARD DR, SAINT JOSEPH, MO 64505-2329
Document Number	003751/409
Book / Page	3751 / 409
Instrument Date	Jul 28, 2020
Instrument	2020006575
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21445 E ROUNDUP WAY, 21445, QUEEN CREEK, AZ 85142-3288

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 WINDWARD DR, SAINT JOSEPH, MO 64505-2329

Mortgage

Document Number	2020006576
Date	Jul 31, 2020
Instrument	2020006576

Lender

Name	MUTUAL SAVINGS ASSOCIATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 23, 2019
Property Address	4205 WINDWARD DR, SAINT JOSEPH, MO 64505-2329
Document Number	003741/670
Book / Page	3741 / 670
Instrument Date	Sep 20, 2019
Instrument	2019008114
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, ST JOSEPH TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3709 GRAINVIEW TER, 3709, SAINT JOSEPH, MO 64506-5022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 WINDWARD DR, SAINT JOSEPH, MO 64505-2329

Tax Assessment & Valuation

The 2025 property tax bill for 4205 Windward Dr was $3,584, up % from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,584.00 (+0.03%)	$50,850 Land $10,450 Building $40,400	$267,610 Land $55,000 Building $212,610
2024	$3,583.00 (+14.51%)
2023	$3,129.00 (-0.7%)	$48,030 (-) Land $10,450 Building $37,580	$252,790 Land $55,000 Building $197,790
2022	$3,151.00	$48,030 Land $10,450 Building $37,580
2021			$252,790 Land $55,000 Building $197,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4205 Windward Dr; there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jun 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4205 Windward Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDREW COUNTY PWSD 1 serves 6,042 people · EPA ID MO1024004
Water Source	Purchased groundwater from MO AMERICAN ST JOSEPH
Last State Inspection	Mar 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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