4205 Windham Pl S, Sandusky, OH 44870 Property Records

Erie County property record for 4205 Windham Pl S, Sandusky, OH 44870

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,286 sqft · built 1997
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$275,500 (Jun 2018)
Tax Bill	$4,717 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-04912-002`

Property Details

APN / Parcel Number

Primary APN	`32-04912-002`
Alternative APN	`001210-3`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,286 sqft Living Area
Gross Area	3,198 sqft
1st Floor Area	1,314 sqft
Upper Floors Area	972 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	19,994 sqft (0.459 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Patio Area	174 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	001210-3
Street Address	4205 WINDHAM PL S
City	SANDUSKY
State	OH
Zip	44870-7245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 WINDEMERE SUB 1 .4591A
Legal Subdivision	WINDAMERE SUBDIVISION NO 1
Legal Lot Number	2
Jurisdiction	ERIE OH
Township / Civil Division	PERKINS
Census Block Group	1
Census Block	1001
Census Tract	41600

Owner

4205 Windham Pl S is owned and occupied by an individual who bought it in June 2018.

Source: Erie County records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4205 WINDHAM PL S, SANDUSKY, OH 44870-7245
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 26, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jun 25, 2018	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2018 · Amount on File
Deed Sale	Jun 25, 2018 · Amount on File
Prior Sale	Nov 7, 2008 · Amount on File
Deed Document Number	20185508
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Recording Date	Jun 29, 2026
Property Address	4205 WINDHAM PL S, SANDUSKY, OH 44870-7245
Document Number	0000005313
Instrument Date	Jun 14, 2026
Instrument	20265313
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 WINDHAM PL S, SANDUSKY, OH 44870-7245

Mortgage

Document Number	0000005313,
Date	Jun 29, 2026
Instrument	20265313

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2056

Interest

Rate	6.36%
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	4205 WINDHAM PL S, SANDUSKY, OH 44870-7245
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 WINDHAM PL S, SANDUSKY, OH 44870-7245

Mortgage

Document Number	0000000562
Date	Jan 26, 2026
Instrument	202600562

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 8, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	4205 WINDHAM PL S, SANDUSKY, OH 44870-7245
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006095
Date	Jul 30, 2019
Instrument	201906095

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Jun 25, 2018
Property Address	4205 WINDHAM PL S, SANDUSKY, OH 44870-7245
Document Number	0000005508
Map Reference	VOL37 PG23
Instrument Date	Jun 22, 2018
Instrument	201805508
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,102.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 WINDHAM PL S, SANDUSKY, OH 44870-7245

Mortgage

Document Number	0000005509
Date	Jun 25, 2018
Instrument	201805509

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4205 Windham Pl S was $4,717 with a homeowner's exemption.

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Perkins Township
Unified School District	Perkins Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,717.00	$103,159 (-) Land $21,728 Building $81,431
2024	$4,717.00 (+1.29%) Homeowner's exemption	$103,159 (+26.67%) Land $21,728 Building $81,431	$294,740 Land $62,080 Building $232,660
2023	$4,657.00 (-0.32%) Homeowner's exemption	$81,438 (%) Land $17,955 Building $63,483
2022	$4,672.00 Homeowner's exemption	$81,441 Land $17,955 Building $63,486
2021			$232,680 Land $51,300 Building $181,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4205 Windham Pl S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	9 (1978–2023)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4205 Windham Pl S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERIE CO MARGARETTA DISTRICT serves 5,131 people · EPA ID OH2200203
Water Source	Purchased surface water from SANDUSKY CITY
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless.

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