4205 Winchester Dr, Mobile, AL 36693 Property Records

Mobile County property record for 4205 Winchester Dr, Mobile, AL 36693

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,859 sqft · built 1959
Lot Size	0.323 acres (14,111 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Aug 2020)
Tax Bill	$980 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R023301111002026`

Property Details

APN / Parcel Number

Primary APN	`R023301111002026`
Alternative APNs	`33 01 11 1 002 026.XXX` `01063958` `1063958`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,859 sqft Living Area
1st Floor Area	1,859 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2004
Exterior Material	Brick
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,111 sqft (0.323 acres)
Lot Dimensions	146 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	506 sqft
Carport	Carport
Carport Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	103 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1063958
Street Address	4205 WINCHESTER DR
City	MOBILE
State	AL
Zip	36693-4868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK K 2ND ADD TO CRESTVIEW MBK 9 P 324 #SEC 11 T5S R2W #MP33 01 11 1 002
Legal Range	05S
Legal Township	05S
Legal Section	11
Legal Subdivision	CRESTVIEW
Legal Block	K
Legal Lot Number	12
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1008
Census Tract	3000

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4205 WINCHESTER DR, MOBILE, AL 36693-4868
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Aug 27, 2020	Warranty Deed, Transfer · Conventional Mortgage BANCORPSOUTH BANK
Oct 30, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Deed Document Number	202052328
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	4205 WINCHESTER DR, MOBILE, AL 36693-4868
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060907
Date	Sep 16, 2021
Instrument	2021060907

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Aug 27, 2020
Property Address	4205 WINCHESTER DR, MOBILE, AL 36693-4868
Document Number	0000052328
Map Reference	MB 9 PG 324
Instrument Date	Aug 21, 2020
Instrument	2020052328
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	SLT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1950 BRADBURY DR E, 1950, MOBILE, AL 36695-3040

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4205 WINCHESTER DR, MOBILE, AL 36693-4868

Mortgage

Document Number	0000052329
Date	Aug 27, 2020
Instrument	2020052329

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	10.2%

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MOBILE AL
Recording Date	Oct 30, 2019
Property Address	4205 WINCHESTER DR, MOBILE, AL 36693-4868
Document Number	0000063644
Instrument Date	Oct 30, 2019
Instrument	63644
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$108.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1950 BROADWAY DR E MOBILE AL 36695, MOBILE, AL 36695

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$980.00 (+1.45%) Homeowner's exemption	$16,320 (+1.37%) Land $2,000 Building $14,320	$163,200 (+1.37%) Land $20,000 Building $143,200
2024	$966.00 (+5.69%) Homeowner's exemption	$16,100 (+5.3%) Land $2,000 Building $14,100	$161,000 (+5.3%) Land $20,000 Building $141,000
2023	$914.00 Homeowner's exemption	$15,290 Land $2,400 Building $12,890	$152,900 Land $24,000 Building $128,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	15 (1979–2009)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Mar 2009 · river or lake flooding
Claims by Event	Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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