4205 Whitehall Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 4205 Whitehall Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	3 ba · 680 sqft · built 1996
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$228,800 (Aug 2019)
Tax Bill	$2,930 (2025)
Deeds & Mortgages	Dec 2025 Transfer Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-3.0-06.0-4-001-048.48`

Property Details

APN / Parcel Number

Primary APN	`09-3.0-06.0-4-001-048.48`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,100 sqft Living Area
Gross Area	1,200 sqft
Basement Area	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	100 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	32 sqft
Patio Area	48 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4205 WHITEHALL DR
City	ARNOLD
State	MO
Zip	63010-5112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	WHITEHALL ESTS 2 LOT 48
Legal Range	6E
Legal Township	42N
Legal Section	06
Legal Subdivision	WHITEHALL ESTS 2
Legal Block	2
Legal Lot Number	48
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2007
Census Tract	700117

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4205 WHITEHALL DR, ARNOLD, MO 63010-5112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Intrafamily Transfer, Transfer
Nov 9, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 19, 2019	Warranty Deed, Transfer · FHA Mortgage FRONTIER MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2019 · Amount on Record
Deed Sale	Aug 19, 2019 · Amount on Record
Prior Sale	Apr 7, 2005 · Amount on Record
Deed Document Number	201924564
Last Transfer Date	Dec 12, 2025
Transfer Doc	0000033083
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Dec 17, 2025
Property Address	4205 WHITEHALL DR, ARNOLD, MO 63010-5112
Document Number	0000033083
Map Reference	DOC 2019R-004564
Instrument Date	Dec 12, 2025
Instrument	2025R-033083
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 WHITEHALL DR, ARNOLD, MO 63010-5112

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4205 WHITEHALL DR, ARNOLD, MO 63010-5112
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042606
Date	Nov 9, 2020
Instrument	2020R-042606

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Oct 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 19, 2019
Property Address	4205 WHITEHALL DR, ARNOLD, MO 63010-5112
Document Number	0000024564
Instrument Date	Aug 14, 2019
Instrument	24564
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4205 WHITEHALL DR ARNOLD MO 630105112, ARNOLD, MO 63010-5112

Mortgage

Document Number	24565
Date	Aug 19, 2019
Instrument	24565

Lender

Name	FRONTIER MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,400 (-) Land $5,900 Building $36,500	$223,100 (-) Land $31,100 Building $192,000
2025	$2,930.00 (+10.15%)	$42,400 (+13.07%) Land $5,900 Building $36,500
2024			$223,100 (+12.96%) Land $31,100 Building $192,000
2023	$2,660.00	$37,500 Land $4,800 Building $32,700	$197,500 Land $25,300 Building $172,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2015–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wisper ISP.

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