4205 Wesley Ct, Indian Trail, NC 28079 Property Records

Union County property record for 4205 Wesley Ct, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,392 sqft · built 1993
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$223,000 (Apr 2020)
Tax Bill	$2,362 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-066-109`

Property Details

APN / Parcel Number

Primary APN	`07-066-109`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	1,791 sqft
1st Floor Area	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4205 WESLEY CT
City	INDIAN TRAIL
State	NC
Zip	28079-9411
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-1 INDIA
Legal Description	# 42 ASHE CROFT PH2 OPCD107
Legal Subdivision	ASHE CROFT
Legal Lot Number	42
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2002
Census Tract	20312

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4820 BEULAH CHURCH RD, A, MATTHEWS, NC 28104-0084
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 16, 2017	Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG
May 16, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2020 · Amount on Record
Deed Sale	Apr 27, 2020 · Amount on Record
Prior Sale	Oct 16, 2017 · Amount on Record
Deed Document Number	202014012
Deed Book / Page	7648 / 217
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 27, 2020
Property Address	4205 WESLEY CT, INDIAN TRAIL, NC 28079-9411
Document Number	0007648217
Book / Page	7648 / 217
Map Reference	CAB D FILE 107
Instrument Date	Apr 27, 2020
Instrument	14012
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$446.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 WESLEY CT, INDIAN TRAIL, NC 28079-9411

Mortgage

Document Number	0000014013
Date	Apr 27, 2020
Instrument	14013

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 16, 2017
Property Address	4205 WESLEY CT, INDIAN TRAIL, NC 28079-9411
Document Number	712713
Book / Page	000712 / 000713
Instrument Date	Oct 16, 2017
Instrument	30366
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4205 WESLEY CT INDIAN TRAIL NC 280799411, INDIAN TRAIL, NC 28079-9411

Mortgage

Document Number	7034714
Date	Oct 16, 2017
Book Page	007034/000714
Instrument	30367

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 16, 2017
Property Address	4205 WESLEY CT, INDIAN TRAIL, NC 28079-9411
Document Number	6932380
Book / Page	006932 / 000380
Instrument Date	May 12, 2017
Instrument	13430
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$292.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4704 KIDDLE LN MONROE NC 281107663, MONROE, NC 28110-7663

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,300 (-) Land $69,800 Building $287,500	$357,300 (-) Land $69,800 Building $287,500
2025	$2,362.00 (+30.57%)	$357,300 (+67.2%) Land $69,800 Building $287,500	$357,300 (+67.2%) Land $69,800 Building $287,500
2023	$1,809.00	$213,700 Land $38,900 Building $174,800	$213,700 Land $38,900 Building $174,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1995–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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