4205 Vincent Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 4205 Vincent Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,370 sqft · built 1979
Lot Size	2.19 acres (95,396 sqft)
Owner	Individual Name on Record
Last Sale	$213,000 (Jan 2017)
Tax Bill	$3,286 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-15-022-2012-200`

Property Details

APN / Parcel Number

Primary APN	`74-15-022-2012-200`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,370 sqft Living Area
Basement Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Lot Area	95,396 sqft (2.19 acres)
Lot Dimensions	471 ft deep x 202 ft wide
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	74150222012200
Street Address	4205 VINCENT RD
City	CLYDE
State	MI
Zip	48049-3212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	BEG N 183' FROM E 1/4 COR, TH N 207.3', TH N 89D 30M W 471', TH S 197.99', TH S 89D 22M E 471' TO BEG SECTION 22 T7N R16E
Legal Range	16E
Legal Township	07N
Legal Section	22
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	3
Census Block	3003
Census Tract	633100

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4205 VINCENT RD, CLYDE, MI 48049-3212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FINANCIAL CORP
Jan 4, 2017	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2017 · Amount on Record
Deed Sale	Jan 4, 2017 · Amount on Record
Deed Document Number	2017000178
Deed Book / Page	4785 / 127
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4205 VINCENT RD, CLYDE, MI 48049-3212
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 VINCENT RD, CLYDE, MI 48049-3212

Mortgage

Document Number	5384940
Date	Jun 25, 2021
Book Page	5384/940
Instrument	2021018715

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	KINGSFORD, MI 49802

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 4, 2017
Property Address	4205 VINCENT RD, CLYDE, MI 48049-3212
Document Number	004785/127
Book / Page	4785 / 127
Instrument Date	Dec 15, 2016
Instrument	2017000178
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4205 VINCENT RD, 4205, CLYDE, MI 48049-3212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4247 JANICE CT, FORT GRATIOT, MI 48059-3779

Mortgage

Document Number	0047850129
Date	Jan 4, 2017
Book Page	4785/129
Instrument	2017000179

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$192,800 (+18.65%)
2024	$3,286.00 (+17.74%)		$385,600 (+18.65%)
2023		$162,500
2022	$2,791.00		$325,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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