4205 Summers Place Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 4205 Summers Place Dr, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,701 sqft · built 1994
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$1,132 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN2-07-1-12-07-0-00048-00

Property Details

APN / Parcel Number

Primary APN2-07-1-12-07-0-00048-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Stories1 Story
Building Area2,701 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area43,560 sqft (1 acres)
Pool Area544 sqft
Patio Area588 sqft

Location & Zoning

Street Address4205 SUMMERS PLACE DR
CityOLIVE BRANCH
StateMS
Zip38654-7284
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-R
Legal DescriptionSUMMERS' PLACE LOT 48
Legal Range07
Legal Township02
Legal Section12
Legal SubdivisionSUMMERS PLACE
Legal Lot Number48
JurisdictionDESOTO MS
Township / Civil Division2
Census Block Group1
Census Block1000
Census Tract70633

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address4205 SUMMERS PLACE DR, OLIVE BRANCH, MS 38654-7284
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Deed Document Number0000786321
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address4205 SUMMERS PLACE DR, OLIVE BRANCH, MS 38654-7284
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyGUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4205 SUMMERS PLACE DR, OLIVE BRANCH, MS 38654-7284

Mortgage

Document Number0005079/92
DateOct 30, 2020
Book Page5079/92
Lender
NameCOMMUNITY MORTGAGE CORP
TypeMortgage Company
AddressCORDOVA, TN 38018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityOlive Branch City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,132.00 (-15.14%)$17,281 (-) Land $2,500 Building $14,781$172,810 (-) Land $25,000 Building $147,810
2023$1,334.00$17,281$172,810 Land $25,000 Building $147,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 45% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OLIVE BRANCH
serves 54,025 people · EPA ID MS0170015
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2010
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Northcentral Connect
Fiber
1,000 / 1,000

May also be available: Verizon.

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