Highlands County property record for 4205 Sparta Rd, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,823 sqft · built 1954 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Nov 2022) |
| Tax Bill | $2,300 (2024) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C0659A0002700000 |
| Primary APN | C0659A0002700000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,823 sqft Living Area |
| 1st Floor Area | 1,597 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 36,155 sqft (0.83 acres) |
| Lot Dimensions | 192 ft deep x 190 ft wide |
| Driveway | Driveway |
| Driveway Area | 480 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 564 sqft |
| Patio Area | 108 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C0659A0002700000 |
|---|---|
| Street Address | 4205 SPARTA RD |
| City | SEBRING |
| State | FL |
| Zip | 33875-5565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | S 190 FT OF N 390 FT OF W 192 FT OF E 225 FT OF SE 1/4 OF NE 1/4 OF SE 1/4 OF SEC 6 PROBATE #81-86 6-35-29/27 .83 ACRES |
| Legal Range | 29E |
| Legal Township | 35S |
| Legal Section | 06 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 961304 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4205 SPARTA RD, SEBRING, FL 33875-5565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2022 | Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP |
| May 27, 2022 | Quit Claim Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Dec 9, 2020 | Warranty Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2022 · Amount on Record |
| Deed Sale | Nov 3, 2022 · Amount on Record |
| Prior Sale | May 27, 2022 |
| Deed Document Number | 2122554 |
| Deed Book / Page | 2940 / 86 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Nov 3, 2022 |
| Property Address | 4205 SPARTA RD, SEBRING, FL 33875-5565 |
| Document Number | 0002122554 |
| Book / Page | 2940 / 86 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2122554 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4205 SPARTA RD, 4205, SEBRING, FL 33875-5565 |
| Name | Verified Name |
|---|---|
| Address | 4205 SPARTA RD, SEBRING, FL 33875-5565 |
| Document Number | 0000294088 |
|---|---|
| Date | Nov 3, 2022 |
| Instrument | 2940/88 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 27, 2022 |
| Property Address | 4205 SPARTA RD, SEBRING, FL 33875-5565 |
| Document Number | 0002096604 |
| Book / Page | 2908 / 822 |
| Instrument Date | May 18, 2022 |
| Instrument | 2096604 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1345 STONEWAY LN, 1345, WEST PALM BEACH, FL 33417-5627 |
| Name | Verified Name |
|---|---|
| Address | 4205 SPARTA RD, SEBRING, FL 33875-5565 |
| Document Number | 0002908824 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 2908/824 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 9, 2020 |
| Property Address | 4205 SPARTA RD, SEBRING, FL 33875-5565 |
| Document Number | 0002010310 |
| Book / Page | 2789 / 255 |
| Instrument Date | Dec 8, 2020 |
| Instrument | 2010310 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | LP TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,015.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5700 OAK CIR, 5700, SEBRING, FL 33870-8840 |
| Name | Verified Name |
|---|---|
| Address | 3817 NORMANDY DR, SEBRING, FL 33875-5051 |
| Document Number | 0002789258 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 2789/258 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $192,667 (-4.92%) | $200,739 (-0.94%) Land $16,600 Building $184,139 | |
| 2024 | $2,300.00 (-9.16%) | ||
| 2023 | $2,532.00 (+24.67%) Homeowner's exemption | $202,640 (+41.09%) Land $12,450 Building $190,190 | $202,640 (+41.09%) Land $12,450 Building $190,190 |
| 2022 | $2,031.00 | $143,629 Land $10,375 Building $133,254 | $143,629 Land $10,375 Building $133,254 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEEANN LAKEFRONT ESTATES private · serves 130 people · EPA ID FL6284097 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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