4205 Saint Clair Dr, Sarasota, FL 34243 Property Records

Manatee County property record for 4205 Saint Clair Dr, Sarasota, FL 34243

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,195 sqft · built 1991
Lot Size	0.168 acres (7,318 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (May 2023)
Tax Bill	$4,342 (2025)
Deeds & Mortgages	Jan 2024 Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20425-0555-8`

Property Details

APN / Parcel Number

Primary APN	`20425-0555-8`
Alternative APN	`3518332042505558`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,195 sqft Living Area
Gross Area	1,815 sqft
1st Floor Area	1,195 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,318 sqft (0.168 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4205 SAINT CLAIR DR
City	SARASOTA
State	FL
Zip	34243-4228
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-R
Legal Description	LOT 21 THE TREETOPS AT NORTH 40- GENEVA LAND CONDO PI#20425.0555/8
Legal Range	18E
Legal Township	35S
Legal Section	33
Legal Subdivision	TREETOPS AT NORTH 40 - GENEVA
Legal Tract	02042502
Legal Lot Number	21
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	2
Census Block	2002
Census Tract	809

Owner

4205 Saint Clair Dr, a condominium, is owned and occupied by an individual who bought it in May 2023.

Source: Manatee County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	4205 SAINT CLAIR DR, SARASOTA, FL 34243-4228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
May 2, 2023	Warranty Deed, Transfer · VA Mortgage NOVUS HOME MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2023 · Amount on File
Deed Sale	May 2, 2023 · Amount on File
Prior Sale	Oct 31, 2002 · Amount on File
Deed Document Number	202345841
Prior Transfer Date	Aug 27, 2001
Prior Transfer Doc	0017020392
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4205 SAINT CLAIR DR, SARASOTA, FL 34243-4228
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 SAINT CLAIR DR, SARASOTA, FL 34243-4228

Mortgage

Document Number	0041009268
Date	Jan 31, 2024
Instrument	202441009268

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	2550 PASEO VERDE PKWY STE 100, HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 2, 2023
Property Address	4205 SAINT CLAIR DR, SARASOTA, FL 34243-4228
Document Number	0041045841
Map Reference	MB 1330 PG 986-1048
Instrument Date	Apr 27, 2023
Instrument	202341045841
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	850 S TAMIAMI TRL APT 522, 522, SARASOTA, FL 34236-7846

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 SAINT CLAIR DR, SARASOTA, FL 34243-4228

Mortgage

Document Number	0041045842
Date	May 2, 2023
Instrument	202341045842

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4205 Saint Clair Dr was $4,342, down 0.8% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,626 (-0.9%) Land $66,300 Building $212,326	$278,626 (-0.9%) Land $66,300 Building $212,326
2025	$4,342.00 (-0.82%)	$281,154 Land $66,300 Building $214,854	$281,154 Land $66,300 Building $214,854
2024	$4,378.00 (-2.58%)
2023	$4,494.00 (+248.64%)	$286,209 (+157.1%) Land $66,300 Building $219,909	$286,209 (+12.48%) Land $66,300 Building $219,909
2022	$1,289.00 Homeowner's exemption Widower's exemption	$111,321	$254,461 Land $65,000 Building $189,461

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4205 Saint Clair Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	2 (1979–1992)
Most Recent Claim	Jun 1992 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4205 Saint Clair Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Saint Clair Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures