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4205 S Richmond St, Chicago, IL 60632 Property Records

Cook County property record for 4205 S Richmond St, Chicago, IL 60632

Property Summary

Property TypeApartments (5+ Units)
Details6 bd · 3 ba · 3,963 sqft · built 1919
Lot Size0.088 acres (3,843 sqft)
OwnerIndividual Name on File
Last Sale$430,000 (Sep 2025)
Tax Bill$3,613 (2023)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-01-130-002

Property Details

APN / Parcel Number

Primary APN19-01-130-002
Alternative APN
  • 19-01-130-002-0000

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms16 Rooms
Units3 Units
Stories2 Stories
Building Area3,963 sqft Living Area

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1921
Architectural StyleMulti-Family
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area3,843 sqft (0.088 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4205 S RICHMOND ST
CityCHICAGO
StateIL
Zip60632-2522
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeRS-3
Legal Range13E
Legal Township38N
Legal Section01
Legal SubdivisionMCBRIDGE SPENCER & UNDERWOODS
Legal Block5
Legal Lot Number1,2
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group3
Census Block3005
Census Tract580502

Owner

4205 S Richmond St, a residential property, is owned and occupied by an individual who bought it in September 2025.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address4205 S RICHMOND ST, CHICAGO, IL 60632-2522
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2025 · Amount on File
Deed SaleSep 10, 2025 · Amount on File
Prior SaleApr 8, 2013 · Amount on File
Deed Document Number202520214
Prior Transfer DateApr 11, 2012
Prior Transfer Doc0000042077
Record UpdatedOct 29, 2026

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionCOOK IL
Recording DateSep 10, 2025
Property Address4205 S RICHMOND ST, CHICAGO, IL 60632-2522
Document Number0025320214
Instrument DateAug 12, 2025
Instrument2525320214
Transaction TypeTransfer
Record UpdatedMay 8, 2026
Title CompanyBAIRD & WARNER TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$430.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4205 S RICHMOND ST, CHICAGO, IL 60632-2522

Mortgage

Document Number0025320215
DateSep 10, 2025
Instrument2525320215
Lender
NameROYAL BUSINESS BANK
TypeBank
AddressLOS ANGELES, CA 90017
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateOct 1, 2028
Change Frequency6 Months
Min Rate At Change4.75%
Max Rate At Change8.75%
IndexSOFR Average 30-Day
Margin3
Max Rate11.7%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$39,000 Land $4,804 Building $34,196$390,000 Land $48,040 Building $341,960
2023$3,613.00 (+3.7%) Homeowner's exemption Senior Citizen's exemption$23,000 (-) Land $3,843 Building $19,157$230,000 (-) Land $38,430 Building $191,570
2022$3,484.00 (+1.9%) Homeowner's exemption Senior Citizen's exemption$23,000 (-) Land $3,843 Building $19,157$230,000 (-) Land $38,430 Building $191,570
2021$3,419.00 Homeowner's exemption Senior Citizen's exemption$23,000 Land $3,843 Building $19,157$230,000 Land $38,430 Building $191,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4205 S Richmond St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4205 S Richmond St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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