Oakland County property record for 4205 S Commerce Rd, Commerce Township, MI 48382
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,082 sqft · built 1970 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Nov 2023) |
| Tax Bill | $2,055 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Nov 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-10-480-021 |
| Primary APN | E-17-10-480-021 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,082 sqft Living Area |
| 1st Floor Area | 956 sqft |
| Basement Area | 956 sqft |
| Unfinished Basement | 956 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 129 ft deep x 94 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 376 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4205 S COMMERCE RD |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-4119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BI |
| Legal Description | T2N, R8E, SEC 10 LOG CABIN BEACH S 44 FT OF LOT 80 & ALL OF LOT 81 1-17-90 FR 018 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 10 |
| Legal Subdivision | LOG CABIN BEACH |
| Legal Lot Number | 1,80-81 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 134300 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4205 S COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-4119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2023 · Amount on Record |
| Deed Sale | Nov 1, 2023 · Amount on Record |
| Prior Sale | Jul 16, 2013 · Amount on Record |
| Deed Document Number | 2023119866 |
| Deed Book / Page | 58980 / 586 |
| Prior Transfer Date | Oct 8, 2010 |
| Prior Transfer Doc | 0000187381 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4205 S COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-4119 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4205 S COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-4119 |
| Document Number | 0000039558 |
|---|---|
| Date | Apr 9, 2024 |
| Book Page | 59277/711 |
| Instrument | 39558 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 1, 2023 |
| Property Address | 4205 S COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-4119 |
| Document Number | 0000119866 |
| Book / Page | 58980 / 586 |
| Map Reference | LB 35 PG 35 |
| Instrument Date | Oct 31, 2023 |
| Instrument | 119866 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Title Company | CENTRAL LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,537.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4205 S COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-4119 |
| Name | Verified Name |
|---|---|
| Address | 2053 DECKER RD, WALLED LAKE, MI 48390-2525 |
| Document Number | 0000120535 |
|---|---|
| Date | Nov 3, 2023 |
| Book Page | 58984/286 |
| Instrument | 120535 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4205 S COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-4119 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000102744 |
|---|---|
| Date | Jun 19, 2018 |
| Book Page | 51918/00365 |
| Instrument | 102744 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,055.00 (-38.05%) Homeowner's exemption | $109,580 (+20.56%) | $219,160 (+20.56%) |
| 2024 | $3,317.00 (+27.19%) | ||
| 2023 | $90,890 | $181,780 | |
| 2021 | $2,608.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Apr 2003 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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