4205 S 20th Pl, Phoenix, AZ 85040 Property Records

Maricopa County property record for 4205 S 20th Pl, Phoenix, AZ 85040

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,239 sqft · built 2003
Lot Size	0.178 acres (7,749 sqft)
Owner	2 Individual Names on File
Last Sale	$103,500 (Oct 2008)
Tax Bill	$829 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`122-36-053`

Property Details

APN / Parcel Number

Primary APN	`122-36-053`
Alternative APN	`122360532`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,239 sqft Living Area
1st Floor Area	1,239 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,749 sqft (0.178 acres)
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	2,193 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	4205 S 20TH PL
City	PHOENIX
State	AZ
Zip	85040-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-M
Legal Description	HARLEM HOMES MCR 35/17
Legal Range	3E
Legal Township	1N
Legal Section	22
Legal Subdivision	HARLEM HOMES
Legal Lot Number	20
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1015
Census Tract	115300

Owner

4205 S 20th Pl is owned and occupied by two individuals who bought it in October 2008.

Source: Maricopa County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4205 S 20TH PL, PHOENIX, AZ 85040-1410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Dec 21, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2008 · Amount on File
Deed Sale	Oct 2, 2008 · Amount on File
Prior Sale	May 15, 2008 · Amount on File
Deed Document Number	2008855734
Prior Transfer Date	Dec 7, 2006
Prior Transfer Doc	0000170590
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4205 S 20TH PL, PHOENIX, AZ 85040-1410
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 S 20TH PL, PHOENIX, AZ 85040-1410

Mortgage

Document Number	0000503172
Date	Sep 2, 2025
Instrument	20250503172

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 21, 2020
Property Address	4205 S 20TH PL, PHOENIX, AZ 85040-1410
Document Number	0001259381
Map Reference	MB 35 PG 17
Instrument Date	Dec 16, 2020
Instrument	20201259381
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4205 S 20TH PL, PHOENIX, AZ 85040-1410

Mortgage

Document Number	0001259382
Date	Dec 21, 2020
Instrument	20201259382

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 4205 S 20th Pl was $829.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,380 (+379.05%)	$293,800 (+8.21%) Land $58,700 Building $235,100
2025	$829.00	$6,133 (-78.82%)	$271,500 (-6.25%) Land $54,300 Building $217,200
2024		$28,960	$289,600 Land $57,900 Building $231,700
2023	$783.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4205 S 20th Pl in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4205 S 20th Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks.

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