4205 Rose Ave, Lyons, IL 60534 Property Records

Cook County property record for 4205 Rose Ave, Lyons, IL 60534

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,639 sqft · built 1955
Lot Size	0.308 acres (13,400 sqft)
Owner	Individual Name on File
Tax Bill	$4,744 (2023)
Deeds & Mortgages	Apr 2020 Loan Modification Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-02-112-045`

Property Details

APN / Parcel Number

Primary APN	`18-02-112-045`
Alternative APN	`18-02-112-045-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,639 sqft Living Area
1st Floor Area	959 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,400 sqft (0.308 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4205 ROSE AVE
City	LYONS
State	IL
Zip	60534-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(RICKERS)(OGDEN)(GARDENS) SUB OF WH NW SEC 02-38-12
Legal Range	12E
Legal Township	38N
Legal Section	02
Legal Subdivision	RICKERS OGDEN GARDENS
Legal Block	1
Legal Lot Number	13
Jurisdiction	COOK IL
Township / Civil Division	LYONS
Census Block Group	3
Census Block	3033
Census Tract	819200

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4205 ROSE AVE, LYONS, IL 60534-1054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Apr 24, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 17, 2011
Deed Sale	Feb 17, 2011
Prior Sale	Sep 8, 2005 · Amount on Record
Deed Document Number	201144076
Record Updated	Sep 20, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	4205 ROSE AVE, LYONS, IL 60534-1054
Document Number	2033207197
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 ROSE AVE LYONS IL 605341054, LYONS, IL 60534-1054

Mortgage

Document Number	2033207197
Date	Nov 27, 2020
Instrument	33207197

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4205 ROSE AVE, LYONS, IL 60534-1054
Document Number	2031807072
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 ROSE AVE LYONS IL 605341054, LYONS, IL 60534-1054

Mortgage

Document Number	2031807072
Date	Nov 13, 2020
Instrument	31807072

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2050

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lyons Township
Municipality	Lyons Village
Elementary School District	Lyons School District 103 (PK - 08)
Secondary School District	J. Sterling Morton High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,000 (+44.72%) Land $7,705 Building $16,295	$240,000 (+44.72%) Land $77,050 Building $162,950
2023	$4,744.00 (-0.79%)
2022	$4,782.00 Homeowner's exemption	$16,584 Land $6,700 Building $9,884	$165,840 Land $67,000 Building $98,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	83 (1982–2024)
Claims Outside the SFHA	14 of 83
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 17 claims Severe Storms And Flooding, Jul 2010 · 34 claims Severe Storms & Flooding, Aug 1987 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYONS serves 10,304 people · EPA ID IL0311710
Water Source	Purchased surface water from MC COOK
Last State Inspection	Dec 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA, Verizon.

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