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4205 Regent St, Duluth, MN 55804 Property Records

St. Louis County property record for 4205 Regent St, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.75 ba · 1,344 sqft · built 1911
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Dec 2020)
Tax Bill$4,424 (2026)
Deeds & MortgagesDec 2020 Sale & Mortgage
Nov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN010-3010-01410

Property Details

APN / Parcel Number

Primary APN010-3010-01410
Alternative APN
  • 1100951

Interior

Bedrooms4 Beds
Full Baths1.75 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area1,344 sqft Gross Area
1st Floor Area672 sqft
Basement Area504 sqft
Finished Basement504 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1911
Exterior MaterialBlock
Construction TypeFrame
Roof TypeGable
Lot Area7,000 sqft (0.16 acres)
Garage Area720 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area91 sqft
Deck Area160 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number1100951
Street Address4205 REGENT ST
CityDULUTH
StateMN
Zip55804-2167
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0015 BLOCK:036 SERIAL #
Legal SubdivisionLONDON ADD TO DULUTH
Legal Block36
Legal Lot Number15
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1006
Census Tract600

Owner

Source: St. Louis County records · APN 010-3010-01410

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4205 REGENT ST, DULUTH, MN 55804-2167
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 02, 2020Warranty Deed, Transfer · Conventional with PMI
ASSOCIATED BK
Nov 01, 2017Deed of Trust, Mortgage · Line of Credit
HARBOR PT CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 02, 2020 · Amount on Record
Deed SaleDec 02, 2020 · Amount on Record
Prior SaleJun 05, 2006 · Amount on Record
Deed Document Number20201397363
Prior Transfer DateJan 24, 2013
Prior Transfer Doc0001206353
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 02, 2020
Property Address4205 REGENT ST, DULUTH, MN 55804-2167
Document Number00A1397363
Instrument DateNov 18, 2020
InstrumentA1397363
Transaction TypeTransfer
Record UpdatedDec 28, 2020
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$941.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4205 REGENT ST DULUTH MN 558042167, DULUTH, MN 55804-2167

Mortgage

Document NumberA1397364
DateDec 02, 2020
InstrumentA1397364
Lender
NameASSOCIATED BK
TypeBank
AddressGREEN BAY, WI 54301
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4205 REGENT ST, DULUTH, MN 55804-2167
Document Number00A1321707
Instrument DateNov 01, 2017
Transaction TypeMortgage
Record UpdatedNov 24, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4205 REGENT ST DULUTH MN 558042167, DULUTH, MN 55804-2167

Mortgage

Document Number00A1321707
DateNov 07, 2017
InstrumentA1321707
Lender
NameHARBOR PT CU
AddressDULUTH, MN 55802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 06, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,424.00 (+7.33%) Homeowner's exemption
2025$4,122.00 (-5.5%) Homeowner's exemption$336,800 (+6.51%) Land $47,900 Building $288,900$336,800 (+6.51%) Land $47,900 Building $288,900
2024$4,362.00$316,200 (+8.96%) Land $46,200 Building $270,000$316,200 (+8.96%) Land $46,200 Building $270,000
2022$290,200 Land $35,600 Building $254,600$290,200 Land $35,600 Building $254,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 8 individual NFIP policies nearby
Nearby Flood Policies8 in force
4 of 8 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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