4205 Oak Creek Dr, Austin, TX 78727 Property Records

Travis County property record for 4205 Oak Creek Dr, Austin, TX 78727

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,048 sqft · built 1979
Lot Size	0.22 acres (9,601 sqft)
Owner	Individual Name on Record
Tax Bill	$9,278 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0266101817`

Property Details

APN / Parcel Number

Primary APN	`0266101817`
Alternative APNs	`02661018170000` `427235`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,048 sqft Living Area
Gross Area	2,531 sqft
1st Floor Area	2,048 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,601 sqft (0.22 acres)
Lot Dimensions	122 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	168 sqft
Patio Area	1,768 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	427235
Old Parcel Number	02661018170000
Street Address	4205 OAK CREEK DR
City	AUSTIN
State	TX
Zip	78727-2825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK J NORTHWOOD IV
Legal Subdivision	NORTHWOOD IV
Legal Block	J
Legal Lot Number	5
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	2
Census Block	2014
Census Tract	42000

Owner

Source: Travis County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4205 OAK CREEK DR, AUSTIN, TX 78727-2825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD
Sep 16, 2021	Vendor's Lien, Transfer · Conventional Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2021
Deed Sale	Sep 16, 2021
Prior Sale	Apr 28, 2017
Deed Document Number	2021207548
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	4205 OAK CREEK DR, AUSTIN, TX 78727-2825
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043072
Date	Mar 2, 2021
Instrument	2021043072

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Address	SAN ANTONIO, TX 78231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Sep 16, 2021
Property Address	4205 OAK CREEK DR, AUSTIN, TX 78727-2825
Document Number	0000207548
Map Reference	VOL 76 PG 176
Instrument Date	Sep 15, 2021
Instrument	2021207548
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 OAK CREEK DR, AUSTIN, TX 78727-2825

Mortgage

Document Number	0000207549
Date	Sep 16, 2021
Instrument	2021207549

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Austin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$563,000 (-16.51%) Land $177,008 Building $385,992	$563,000 (-16.51%) Land $177,008 Building $385,992
2024	$9,278.00 (-37.14%)
2023		$674,360 Land $165,000 Building $509,360	$674,360 Land $165,000 Building $509,360
2022	$14,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Western Broadband.

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