4205 N Elm St, Spokane, WA 99205 Property Records

Spokane County property record for 4205 N Elm St, Spokane, WA 99205

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,818 sqft · built 1955
Lot Size	0.233 acres (10,160 sqft)
Owner	Individual Name on Record
Last Sale	$333,750 (Mar 2018)
Tax Bill	$4,897 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25011.1503`

Property Details

APN / Parcel Number

Primary APN	`25011.1503`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,818 sqft Living Area
Gross Area	4,467 sqft
1st Floor Area	2,118 sqft
Basement Area	1,866 sqft
Finished Basement	700 sqft
Unfinished Basement	1,166 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,160 sqft (0.233 acres)
Lot Dimensions	127 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	3 Parking Spaces
Patio Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4205 N ELM ST
City	SPOKANE
State	WA
Zip	99205-1459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	GREENES ADD ALL L5-6; N20FT L7 B15
Legal Range	42E
Legal Township	25N
Legal Section	01
Legal Subdivision	GREENES ADD
Legal Block	15
Legal Lot Number	5-6,7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1009
Census Tract	1100

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	WA
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Line of Credit SALAL CU
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Jan 12, 2018	Deed of Trust, Mortgage SPOKANE FCU
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 19, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2018 · Amount on Record
Deed Sale	Mar 19, 2018 · Amount on Record
Prior Sale	Apr 7, 2010 · Amount on Record
Deed Document Number	20186692063
Prior Transfer Date	Feb 10, 2006
Prior Transfer Doc	0005346026
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4205 N ELM ST, SPOKANE, WA 99205-1459
Transaction Type	Mortgage
Record Updated	Dec 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007153612
Date	Nov 24, 2021
Instrument	7153612

Lender

Name	SALAL CU
Type	Credit Union
Address	SEATTLE, WA 98175

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 23, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4205 N ELM ST, SPOKANE, WA 99205-1459
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006899849
Date	Mar 10, 2020
Instrument	6899849

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4205 N ELM ST, SPOKANE, WA 99205-1459
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006674265
Date	Jan 12, 2018
Instrument	6674265

Lender

Name	SPOKANE FCU
Type	Credit Union
Address	SPOKANE, WA 99220

Agreement

Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4205 N ELM ST, SPOKANE, WA 99205-1459
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007013114
Date	Dec 23, 2020
Instrument	7013114

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jan 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 19, 2018
Property Address	4205 N ELM ST, SPOKANE, WA 99205-1459
Document Number	0006692063
Map Reference	VOL L PG8
Instrument Date	Mar 15, 2018
Instrument	6692063
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$5,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 N ELM ST, SPOKANE, WA 99205-1459

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,897.00 (+1.01%)	$479,900 (-) Land $88,000 Building $391,900	$479,900 (-) Land $88,000 Building $391,900
2025	$4,848.00 (+5.48%)	$479,900 (+2.07%) Land $88,000 Building $391,900	$479,900 (+2.07%) Land $88,000 Building $391,900
2024		$470,150 (+25.98%) Land $68,750 Building $401,400	$470,150 (+25.98%) Land $68,750 Building $401,400
2023	$4,596.00 (+5.34%)	$373,200 Land $40,000 Building $333,200	$373,200 Land $40,000 Building $333,200
2022	$4,363.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on N Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures