4205 Monroe St, Gary, IN 46408 Property Records

Lake County property record for 4205 Monroe St, Gary, IN 46408

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,630 sqft · built 1926
Lot Size0.073 acres (3,180 sqft)
OwnerCompany Name on Record
Last Sale$121,030 (Sep 2025)
Tax Bill$2,978 (2024)
Deeds & MortgagesSep 2025 Mortgage
Feb 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN001-25-46-0346-0002

Property Details

APN / Parcel Number

Primary APN001-25-46-0346-0002
Alternative APNs
  • 45-08-28-408-002.000-004
  • 254603460002

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,630 sqft Living Area
Gross Area2,445 sqft
1st Floor Area815 sqft
Basement Area815 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1975
Construction TypeFrame
Roof MaterialAsphalt
Lot Area3,180 sqft (0.073 acres)
Lot Dimensions128 ft deep x 25 ft wide
Garage Area815 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4205 MONROE ST
CityGARY
StateIN
Zip46408-3325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPATTERSON & STOUTS 1ST SUB ALL L.2 BL.4
Legal SubdivisionPATTERSON & STOUTS 1ST SUB
Legal Block4
Legal Lot Number2
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group4
Census Block4014
Census Tract12500

Owner

Source: Lake County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address5720B BROWN AVE, FORT KNOX, KY 40121-2004
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2025Quit Claim Deed, Transfer · Balloon Mortgage
KENTUCKY PRIVATE LENDING LLC
Feb 11, 2025Limited Warranty Deed, Transfer · Stand-Alone First Mortgage
HL2304GLOBAL LLC
Jul 3, 2024Quit Claim Deed, Transfer
Quitclaim
Jan 17, 2024Public Action, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2025 · Amount on Record
Deed SaleSep 15, 2025 · Amount on Record
Prior SaleFeb 11, 2025 · Amount on Record
Deed Document Number2025535130
Prior Transfer DateAug 8, 2025
Prior Transfer Doc0000035130
Record UpdatedOct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateSep 15, 2025
Property Address4205 MONROE ST, GARY, IN 46408-3325
Document Number0000035130
Map ReferenceMB 9 PG 25
Instrument DateAug 8, 2025
Instrument2025-535130
Transaction TypeTransfer
Record UpdatedFeb 6, 2026

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5720 BROWN AVEB, FORT KNOX, KY 40121

Transferred To (Grantee/Buyer)

NameVerified Name
Address5720 BROWN AVE # B, B, FORT KNOX, KY 40121-2004
InvestorPossibly a Property Investor

Mortgage

Document Number0000035131
DateSep 15, 2025
Instrument2025-535131
Lender
NameKENTUCKY PRIVATE LENDING LLC
TypeNon-Lending Institution
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term6 Months
DueMar 1, 2026

February 2025: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionLAKE IN
Recording DateFeb 11, 2025
Property Address4205 MONROE ST, GARY, IN 46408-3325
Document Number0000004906
Map ReferenceMB 9 PG 25
Instrument DateJan 30, 2025
Instrument2025-504906
Transaction TypeTransfer
Record UpdatedFeb 6, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3709 BROADWAY # 39, 39, GARY, IN 46409-1501

Transferred To (Grantee/Buyer)

NameVerified Name
Address5720 BROWN AVE # B, B, FORT KNOX, KY 40121-2004
InvestorPossibly a Property Investor

Mortgage

Document Number0000004907
DateFeb 11, 2025
Instrument2025-504907
Lender
NameHL2304GLOBAL LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term5 Months
DueJul 29, 2025

July 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateJul 3, 2024
Property Address4205 MONROE ST, GARY, IN 46408-3325
Document Number0000021891
Map ReferenceMB 9 PG 25
Instrument DateJun 27, 2024
Instrument2024-521891
Transaction TypeTransfer
Record UpdatedFeb 6, 2026

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3709 BROADWAY # 30, 30, GARY, IN 46409-1501

January 2024: Public Action, Foreclosure

Document TypePublic Action
JurisdictionLAKE IN
Recording DateJan 17, 2024
Property Address4205 MONROE ST, GARY, IN 46408-3325
Document Number0000001205
Instrument DateNov 2, 2023
Instrument2024-001205
Transaction TypeForeclosure
Record UpdatedFeb 6, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyTax Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11828 ARBOR TRACE DR, FORT MYERS, FL 33913-9373

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,700 (+23.3%) Land $6,900 Building $5,800$12,700 (+23.3%) Land $6,900 Building $5,800
2024$2,978.00 (-94.37%)$10,300 (+4.04%) Land $5,700 Building $4,600$10,300 (+4.04%) Land $5,700 Building $4,600
2023$9,900 (+22.22%) Land $5,700 Building $4,200$9,900 (+22.22%) Land $5,700 Building $4,200
2022$52,928.00$8,100 Land $3,800 Building $4,300$8,100 Land $3,800 Building $4,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2008–2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimFeb 2018 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Feb 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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