4205 McCahill Rd, Chattanooga, TN 37415 Property Records

Hamilton County property record for 4205 McCahill Rd, Chattanooga, TN 37415

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,092 sqft · built 1960
Lot Size0.308 acres (13,425 sqft)
OwnerCompany Name on Record
Last Sale$40,000 (Oct 2020)
Tax Bill$934 (2025)
Deeds & MortgagesFeb 2025 Mortgage
Oct 2020 Sale
Flood ZoneZone X (minimal risk)
APN109H A 006

Property Details

APN / Parcel Number

Primary APN109H A 006
Alternative APN
  • 0000035004

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,092 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1966
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeFlat
Roof MaterialRolled Roofing
Lot Area13,425 sqft (0.308 acres)
Lot Dimensions179 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000035004
Street Address4205 MCCAHILL RD
CityCHATTANOOGA
StateTN
Zip37415-2705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionJ C MARTIN TRACT N/R
Legal SubdivisionMARTIN J C TRACT
Legal Lot Number5
JurisdictionHAMILTON TN
Township / Civil Division2
Census Block Group3
Census Block3000
Census Tract10600

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6021 DAYTON BLVD, CHATTANOOGA, TN 37415-1213
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2025Deed of Trust, Mortgage · Commercial Mortgage
BUILTWELL BANK
Oct 14, 2020Warranty Deed, Transfer
KEY TITLE AND ESCROW, KEY TITLE & ESCROW

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2020 · Amount on Record
Deed SaleOct 14, 2020 · Amount on Record
Prior SaleApr 9, 2012 · Amount on Record
Deed Document Number0012191306
Deed Book / Page12191 / 306
Record UpdatedJun 8, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address4205 MCCAHILL RD, CHATTANOOGA, TN 37415-2705
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000162
DateFeb 10, 2025
Book Page13833/434
Instrument2025021000162
Lender
NameBUILTWELL BANK
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term36 Months
DueFeb 5, 2028
Interest
Rate TypeAdjustable Rate

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateOct 14, 2020
Property Address4205 MCCAHILL RD, CHATTANOOGA, TN 37415-2705
Document Number1014000241
Book / Page012191 / 000306
Instrument DateOct 14, 2020
Instrument201014000241
Transaction TypeTransfer
Record UpdatedOct 29, 2020
Title CompanyKEY TITLE AND ESCROW, KEY TITLE & ESCROW

Transaction

AmountAmount Recorded
Tax$148.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6021 DAYTON BLVD CHATTANOOGA TN 374151213, CHATTANOOGA, TN 37415-1213

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityRed Bank City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$934.00 (+95.4%)$61,650 (+188.42%)$246,600 (+188.42%) Land $70,000 Building $176,600
2024$478.00 (-47.18%)$21,375 (-)$85,500 (-) Land $40,000 Building $45,500
2023$905.00 (+20.19%)$21,375 (-)$85,500 (-) Land $40,000 Building $45,500
2022$753.00$21,375$85,500 Land $40,000 Building $45,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 63% of Tennessee
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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