Matagorda County property record for 4205 Lori Ln, Bay City, TX 77414
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,034 sqft · built 1956 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,800 (2026) |
| Deeds & Mortgages | Mortgage Dec 2014 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1801-0010-000300 |
| Primary APN | 1801-0010-000300 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,034 sqft Living Area |
| Gross Area | 1,571 sqft |
| 1st Floor Area | 1,034 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 338 sqft |
| Porch | Porch |
| Porch Area | 39 sqft |
| Account Number | 1801-0010-000300 |
|---|---|
| Street Address | 4205 LORI LN |
| City | BAY CITY |
| State | TX |
| Zip | 77414-7905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHATEAU OAKS SEC 1 LOT 3 BLK 1 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | MATAGORDA TX |
| Township / Civil Division | BAY CITY |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 730400 |
4205 Lori Ln is owned and occupied by an individual.
Source: Matagorda County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4205 LORI LN, BAY CITY, TX 77414-7905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Deed of Trust, Mortgage | |
| Dec 29, 2014 | Deed of Trust, Mortgage · Line of Credit INTERNATIONAL BANK OF COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MATAGORDA TX |
| Property Address | 4205 LORI LN, BAY CITY, TX 77414-7905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MATAGORDA TX |
| Property Address | 4205 LORI LN, BAY CITY, TX 77414-7905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2014007128 |
|---|---|
| Date | Dec 29, 2014 |
| Instrument | 2014-007128 |
| Name | INTERNATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | AUSTIN, TX 78758 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jan 1, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 4205 Lori Ln was $1,800 with a homeowner's exemption, up 135.3% from the year before.
Source: Matagorda County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bay City |
| County | Matagorda County |
| Unified School District | Bay City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,800.00 (+135.29%) Homeowner's exemption | $81,298 (-18.95%) | $113,130 (+12.79%) Land $30,000 Building $83,130 |
| 2025 | $765.00 Homeowner's exemption | $100,300 Land $34,000 Building $66,300 | $100,300 Land $34,000 Building $66,300 |
| 2023 | $100,440 Land $20,000 Building $80,440 | $100,440 Land $20,000 Building $80,440 | |
| 2022 | $836.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4205 Lori Ln in Zone X, an area of minimal flood risk, though there have been 38 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 38 (1979–2025) |
| Claims Outside the SFHA | 36 of 38 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4205 Lori Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 71% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAY CITY serves 18,061 people · EPA ID TX1610001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Arsenic resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2025 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 500 |
| Sparklight Cable | 1,000 / 50 |
| TISD Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Skynet Fixed Wireless | 100 / 50 |
May also be available: YK Communications.
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