4205 Lonnie St, Oceanside, CA 92056 Property Records

San Diego County property record for 4205 Lonnie St, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,340 sqft · built 1962
Lot Size0.149 acres (6,500 sqft)
Owner2 Company Names on Record
Last Sale$625,000 (Dec 2023)
Tax Bill$7,253 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Sep 2020 Transfer
Flood ZoneZone X (minimal risk)
APN166-231-25-00

Property Details

APN / Parcel Number

Primary APN166-231-25-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,340 sqft Living Area

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialBlock
Construction TypeFrame
Lot Area6,500 sqft (0.149 acres)
View / LotGood
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4205 LONNIE ST
CityOCEANSIDE
StateCA
Zip92056-4248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 25 TR 004693
Legal SubdivisionLYNNWOOD KNOLLS
Legal Tract004693
Legal Block4
Legal Lot Number25
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4000
Census Tract18519

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address4205 LONNIE ST, OCEANSIDE, CA 92056-4248
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2023Grant Deed, Transfer · Conventional Mortgage
MEGA CAPITAL FUNDING INC
Sep 4, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2023 · Amount on Record
Deed SaleDec 29, 2023 · Amount on Record
Deed Document Number2023356461
Prior Transfer DateDec 28, 2023
Prior Transfer Doc0000002465
Record UpdatedSep 20, 2026

December 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 29, 2023
Property Address4205 LONNIE ST, OCEANSIDE, CA 92056-4248
Document Number0000356461
Map ReferenceMAP 4693
Instrument DateDec 1, 2023
Instrument2023-0356461
Transaction TypeTransfer
Record UpdatedJan 9, 2024
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4205 LONNIE ST, OCEANSIDE, CA 92056-4248

Mortgage

Document Number0000356462
DateDec 29, 2023
Instrument2023-0356462
Lender
NameMEGA CAPITAL FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateSep 4, 2020
Property Address4205 LONNIE ST, OCEANSIDE, CA 92056-4248
Document Number0000518043
Instrument DateAug 4, 2020
Instrument518043
Transaction TypeTransfer
Record UpdatedSep 15, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4205 LONNIE ST OCEANSIDE CA 920564248, OCEANSIDE, CA 92056-4248

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$650,250 (+2%) Land $572,220 Building $78,030
2025$7,253.00 (+499.92%)$637,500 (+458.06%) Land $561,000 Building $76,500
2023$1,209.00 (+0.42%) Homeowner's exemption$114,236 Land $47,865 Building $66,371
2022$1,204.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL
100 / 20

May also be available: T-Mobile.

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