4205 Klatt St, Plano, IL 60545 Property Records

Kendall County property record for 4205 Klatt St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,382 sqft · built 2006
Lot Size	0.103 acres (4,478 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Sep 2021)
Tax Bill	$5,447 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-25-201-060`

Property Details

APN / Parcel Number

Primary APN	`01-25-201-060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,382 sqft Living Area
Gross Area	1,602 sqft
1st Floor Area	1,382 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Concrete
Lot Area	4,478 sqft (0.103 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4205 KLATT ST
City	PLANO
State	IL
Zip	60545-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 487 LAKEWOOD SPRINGS UNIT 3A (EXC COM NE COR SD LT S 120 SW 37.83 NW 114.62 NE 38.43 TO POB) CITY OF PLANO
Legal Subdivision	LAKEWOOD SPRINGS
Legal Lot Number	487
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3060
Census Tract	890501

Owner

4205 Klatt St is owned and occupied by an individual who bought it in September 2021.

Source: Kendall County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	4205 KLATT ST, PLANO, IL 60545-2229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on File
Deed Sale	Sep 27, 2021 · Amount on File
Prior Sale	Jul 27, 2006 · Amount on File
Deed Document Number	202125276
Prior Transfer Date	Nov 6, 2007
Prior Transfer Doc	0000032639
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Sep 27, 2021
Property Address	4205 KLATT ST, PLANO, IL 60545-2229
Document Number	0000025276
Map Reference	DOC 2004-00015314
Instrument Date	Sep 10, 2021
Instrument	202100025276
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4205 KLATT ST, 4205, PLANO, IL 60545-2229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 KLATT ST, PLANO, IL 60545-2229

Mortgage

Document Number	0000025277
Date	Sep 27, 2021
Instrument	202100025277

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Mortgage

Document Number	0000025278
Date	Sep 27, 2021
Instrument	202100025278

Lender

Name	NATIONAL HOMEBUYERS FUND INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95814

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,432 (+24.75%) Land $7,291 Building $65,141	$217,296 (+24.75%) Land $21,873 Building $195,423
2024	$5,447.00	$58,063 Land $6,262 Building $51,801	$174,189 Land $18,786 Building $155,403
2022		$47,120 Land $5,082 Building $42,038	$141,360 Land $15,246 Building $126,114

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4205 Klatt St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4205 Klatt St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL	100 / 20

May also be available: NewarkNet, Verizon.

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