4205 Jay Ave, McAllen, TX 78504 Property Records

Hidalgo County property record for 4205 Jay Ave, McAllen, TX 78504 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,836 sqft · built 2003
Lot Size0.144 acres (6,269 sqft)
Owner2 Individual Names on File
Last Sale$210,241 (Dec 2022)
Tax Bill$3,525 (2025)
Deeds & MortgagesJun 2026 Mortgage
Dec 2022 Mortgage
APNN841000000001000

Property Details

APN / Parcel Number

Primary APNN841000000001000
Alternative APNs
  • R648635
  • 648635

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,836 sqft Living Area
Gross Area2,586 sqft
1st Floor Area1,836 sqft
Utility Area64 sqft
FlooringTile

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Block
Roof MaterialComposition Shingle
Lot Area6,269 sqft (0.144 acres)
Lot Dimensions102 ft deep x 62 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area61 sqft
Patio Area145 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4205 JAY AVE
CityMCALLEN
StateTX
Zip78504-5296
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTHWEST MANOR LOT 10
Legal SubdivisionNORTHWEST MANOR - SML
Legal Tract10
Legal Block2
Legal Lot Number10
JurisdictionHIDALGO TX
Township / Civil DivisionMCALLEN-PHARR
Census Block Group2
Census Block2000
Census Tract20727

Owner

Source: Hidalgo County records · APN N841000000001000

Assessment roll updated September 15, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4205 JAY AVE, MCALLEN, TX 78504-5296
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Deed of Trust, Mortgage · FHA Mortgage
NEST HOME LENDING LLC
Dec 21, 2022Vendor's Lien, Transfer · FHA Mortgage
LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 21, 2022 · Amount on Record
Deed SaleDec 21, 2022 · Amount on Record
Prior SaleAug 14, 2013 · Amount on Record
Deed Document Number20223407053
Prior Transfer DateJul 22, 2013
Prior Transfer Doc0002439806
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIDALGO TX
Recording DateJun 10, 2026
Property Address4205 JAY AVE, MCALLEN, TX 78504-5296
Document Number0003759590
Instrument DateMay 23, 2025
Instrument20263759590
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySOURCEPOINT FULFILLMENT SERVICES, SOURCEPOINT FULFILLMENT SERV

Transferred To (Grantee/Buyer)

NameVerified Name
Address4205 JAY AVE, MCALLEN, TX 78504-5296
InvestorPossibly a Property Investor

Mortgage

Document Number0003759590,
DateJun 10, 2026
Instrument20263759590
Lender
NameNEST HOME LENDING LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term348 Months
DueJun 01, 2055
Interest
Rate6.81%
Max Rate-1%

December 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHIDALGO TX
Recording DateDec 21, 2022
Property Address4205 JAY AVE, MCALLEN, TX 78504-5296
Document Number0003407053
Map ReferenceVOL 39 PG 69
Instrument DateDec 16, 2022
Instrument3407053
Transaction TypeTransfer
Record UpdatedJan 06, 2023
Title CompanyTOP TIER TITLE, TOP TEXAS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4205 JAY AVE, MCALLEN, TX 78504-5296

Mortgage

Document Number0003407054
DateDec 21, 2022
Instrument3407054
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

Tax Assessment & Valuation

Source: Hidalgo County records · Assessment roll updated September 15, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateTexas
CountyHidalgo County
MunicipalityMcAllen City
Unified School DistrictMcAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,525.00 (+16.8%) Homeowner's exemption$212,000 (+7.59%) Land $73,034 Building $138,966$212,000 (+7.59%) Land $73,034 Building $138,966
2024$3,018.00 (-16.91%)
2023$3,632.00 (+27.84%) Homeowner's exemption$197,037 Land $37,301 Building $159,736$197,037 Land $37,301 Building $159,736
2022$2,841.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482150207272, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 3% of Texas
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 379 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Wireless InternetFixed Wireless (licensed-by-rule)400 / 100
Valley Telephone Cooperative, Inc. (TX)Fixed Wireless400 / 50
VerizonFixed Wireless300 / 20

May also be available at this address: Valley Telephone Cooperative, Inc. (TX), Smartcom Telephone, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Jay Ave

Nearby Streets

Search Property Records by Address or Parcel Number