4205 Indian River Ave, Laredo, TX 78045 Property Records

Webb County property record for 4205 Indian River Ave, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	749 sqft · built 2016
Lot Size	0.088 acres (3,850 sqft)
Owner	Individual Name on File
Last Sale	$142,804 (Aug 2022)
Tax Bill	$664 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`984-02007-180`

Property Details

APN / Parcel Number

Primary APN	`984-02007-180`
Alternative APN	`320746`

Interior

Stories	1 Story
Building Area	749 sqft Living Area
1st Floor Area	749 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	3,850 sqft (0.088 acres)
Porch	Open Porch
Porch Area	36 sqft

Location & Zoning

Street Address	4205 INDIAN RIVER AVE
City	LAREDO
State	TX
Zip	78045-5504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1MH
Legal Description	PAN AMERICAN, BLOCK 7, LOT 18, PHASE 1 P U D
Legal Subdivision	PAN AMERICAN
Legal Phase	1
Legal Block	7
Legal Lot Number	18
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	1
Census Block	1025
Census Tract	1711

Owner

4205 Indian River Ave is owned and occupied by an individual who bought it in August 2022.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	4205 INDIAN RIVER AVE, LAREDO, TX 78045-5504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VAN DYK MORTGAGE CORP
Aug 26, 2022	Vendor's Lien, Transfer · FHA Mortgage VAN DYK MORTGAGE CORP
Jan 3, 2019	Vendor's Lien, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Dec 11, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2022 · Amount on File
Deed Sale	Aug 26, 2022 · Amount on File
Prior Sale	Jan 3, 2019 · Amount on File
Deed Document Number	20221477773
Deed Book / Page	5335 / 240
Prior Transfer Date	Dec 31, 2018
Prior Transfer Doc	004530/153
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4205 INDIAN RIVER AVE, LAREDO, TX 78045-5504
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	LAREDO TITLE & ABSTRACT LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005335/256
Date	Aug 26, 2022
Book Page	5335/256
Instrument	1477775

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 26, 2022
Property Address	4205 INDIAN RIVER AVE, LAREDO, TX 78045-5504
Document Number	005335/240
Book / Page	5335 / 240
Map Reference	VOL 25 PG 87&88
Instrument Date	Aug 24, 2022
Instrument	1477773
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 INDIAN RIVER AVE, LAREDO, TX 78045-5504

Mortgage

Document Number	0001477774
Date	Aug 26, 2022
Instrument	1477774

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

January 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 3, 2019
Property Address	4205 INDIAN RIVER AVE, LAREDO, TX 78045-5504
Document Number	004530/153
Book / Page	4530 / 153
Map Reference	VOL 25 PG 87&88
Instrument Date	Dec 31, 2018
Instrument	1348730
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 INDIAN RIVER AVE, LAREDO, TX 78045-5504

Mortgage

Document Number	0001348731
Date	Jan 3, 2019
Instrument	1348731

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Dec 11, 2018
Property Address	4205 INDIAN RIVER AVE, LAREDO, TX 78045-5504
Document Number	004518/244
Book / Page	4518 / 244
Map Reference	VOL 25 PG 87&88
Instrument Date	Dec 10, 2018
Instrument	1346846
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4205 Indian River Ave was $664 with a homeowner's exemption, down 17.4% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,693 (+3.35%) Land $37,499 Building $98,194	$135,693 (+3.35%) Land $37,499 Building $98,194
2025	$664.00 (-17.41%) Homeowner's exemption	$131,298 Land $37,499 Building $93,799	$131,298 Land $37,499 Building $93,799
2024	$804.00
2023		$116,842 Land $24,756 Building $92,086	$116,842 Land $24,756 Building $92,086
2022	$687.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4205 Indian River Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4205 Indian River Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pathway Com-Tel.

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