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4205 Floating Orchid Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4205 Floating Orchid Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,034 sqft · built 2001
Lot Size0.198 acres (8,625 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Dec 2008)
Tax Bill$1,958 (2025)
Deeds & MortgagesFeb 2019 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN85222

Property Details

APN / Parcel Number

Primary APN85222
Alternative APN
  • 152630058300011750

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,034 sqft Heated Area
Gross Area2,536 sqft
1st Floor Area2,034 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,625 sqft (0.198 acres)
Lot Dimensions115 ft deep x 75 ft wide
Garage TypeFinished
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area448 sqft
PorchOpen Porch
Porch Area42 sqft
Deck Area512 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number85222
Street Address4205 FLOATING ORCHID CT
CitySAINT CLOUD
StateFL
Zip34772-8522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCANOE CREEK LAKES UNIT 8 PB 10 PG 197 LOT 175
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionCANOE CREEK LAKES
Legal Tract583
Legal Block1
Legal Lot Number175
Legal Unit8P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2001
Census Tract43208

Owner

Source: Osceola County records · APN 85222

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4205 FLOATING ORCHID CT, SAINT CLOUD, FL 34772-8522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 19, 2008 · Amount on Record
Deed SaleDec 19, 2008 · Amount on Record
Prior SaleJun 20, 2006 · Amount on Record
Deed Document Number2008204293
Deed Book / Page3777 / 2274
Record UpdatedJun 08, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4205 FLOATING ORCHID CT, SAINT CLOUD, FL 34772-8522
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054762490
DateFeb 13, 2019
Book Page5476/2490
Instrument2019018985
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4205 FLOATING ORCHID CT, SAINT CLOUD, FL 34772-8522
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4205 FLOATING ORCHID CT, SAINT CLOUD, FL 34772-8522

Mortgage

Document Number0058290789
DateNov 09, 2020
Book Page5829/789
Instrument2020152868
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,958.00 (+7.11%) Homeowner's exemption$152,273 (+5.99%)$354,400 (-2.05%) Land $75,000 Building $279,400
2023$1,828.00 (+4.22%) Homeowner's exemption$143,672 (+3%)$361,800 (+19.92%) Land $65,000 Building $296,800
2022$1,754.00 Homeowner's exemption$139,488$301,700 Land $60,000 Building $241,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 41 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 402 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 35
Lumen TechnologiesDSL140 / 20

May also be available at this address: Verizon, Spectrum, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

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