4205 Ella Ln, Johnsburg (McHenry), IL 60051 Property Records

McHenry County property record for 4205 Ella Ln, Johnsburg, IL 60051

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,465 sqft · built 2008
Lot Size	0.275 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$293,000 (Feb 2015)
Tax Bill	$8,404 (2024)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-15-429-004`

Property Details

APN / Parcel Number

Primary APN	`09-15-429-004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,465 sqft Living Area
1st Floor Area	2,465 sqft
Basement Area	2,465 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	106 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4205 ELLA LN
City	JOHNSBURG
State	IL
Zip	60051-5433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2015R0004931 LT 39 REMINGTON GROVE OF JOHNSBURG PHASE 1
Legal Subdivision	REMINGTON GROVE OF JOHNSBURG PHASE 1
Legal Phase	1
Legal Lot Number	39
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2003
Census Tract	870604

Owner

4205 Ella Ln is owned and occupied by two individuals who bought it in February 2015.

Source: McHenry County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4205 ELLA LN, JOHNSBURG, IL 60051-5433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Feb 15, 2024	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Oct 23, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CIBM BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2015 · Amount on File
Deed Sale	Feb 12, 2015 · Amount on File
Deed Document Number	20154931
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Sep 23, 2026
Property Address	4205 ELLA LN, JOHNSBURG, IL 60051-5433
Document Number	0000027882
Instrument Date	Sep 11, 2026
Instrument	202627882
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 ELLA LN, JOHNSBURG, IL 60051-5433

Mortgage

Document Number	0000027882,
Date	Sep 23, 2026
Instrument	202627882

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 26, 2041

Interest

Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4205 ELLA LN, JOHNSBURG, IL 60051-5433
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 ELLA LN, JOHNSBURG, IL 60051-5433

Mortgage

Document Number	0000003490
Date	Feb 15, 2024
Instrument	2024R0003490

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2054

Interest

Rate Type	Adjustable Rate
Rate	10%
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4205 ELLA LN, JOHNSBURG, IL 60051-5433
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035799
Date	Oct 23, 2019
Instrument	2019R0035799

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4205 ELLA LN, JOHNSBURG, IL 60051-5433
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRECISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031791
Date	Aug 14, 2020
Instrument	2020R0031791

Lender

Name	CIBM BANK
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	Johnsburg Village
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,404.00	$127,569 Land $17,821 Building $109,748	$382,707 Land $53,463 Building $329,244
2022	Homeowner's exemption	$103,372 Land $14,812 Building $88,560	$310,116 Land $44,436 Building $265,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4205 Ella Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1990–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4205 Ella Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Ella Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures