4205 Elby St, Silver Spring, MD 20906 Property Records

Montgomery County property record for 4205 Elby St, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,681 sqft · built 1960
Lot Size	0.143 acres (6,214 sqft)
Owner	2 Individual Names on File
Last Sale	$413,500 (Jan 2022)
Tax Bill	$5,155 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01343383`

Property Details

APN / Parcel Number

Primary APN	`13-01343383`
Alternative APN	`01343383`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,681 sqft Living Area
1st Floor Area	1,231 sqft
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,214 sqft (0.143 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01343383
Street Address	4205 ELBY ST
City	SILVER SPRING
State	MD
Zip	20906-4441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	STONEYBROOK EST SEC 7
Legal Subdivision	STONEYBROOK ESTATE
Legal Block	15
Legal Lot Number	3
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2005
Census Tract	703401

Owner

Source: Montgomery County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4205 ELBY ST, SILVER SPRING, MD 20906-4441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPEER JOHN F III L/TR (RT)

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Sep 9, 2004
Deed Book / Page	65058 / 322
Prior Transfer Date	Mar 22, 2004
Prior Transfer Doc	0282450656
Record Updated	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 14, 2022
Property Address	4205 ELBY ST, SILVER SPRING, MD 20906-4441
Document Number	0650580322
Book / Page	65058 / 322
Map Reference	MB 52 PL 4138
Instrument Date	Dec 7, 2021
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	CAPITOL SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,742.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4205 ELBY ST, SILVER SPRING, MD 20906-4441

Mortgage

Document Number	0065058327
Date	Jan 14, 2022
Instrument	65058/327

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4205 ELBY ST, SILVER SPRING, MD 20906-4441
Document Number	0589820296
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 ELBY ST SILVER SPRING MD 209064441, SILVER SPRING, MD 20906-4441

Mortgage

Document Number	0589820296
Date	Feb 5, 2020
Book Page	058982/000296

Lender

Name	SPEER JOHN F III L/TR (RT)
Address	2733 CENTREVILLE RD, OAK HILL, VA 20171-3509

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 4, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468,600 (+7.26%)	$532,000 (+21.77%) Land $154,300 Building $377,700
2025	$5,155.00 (-4.02%)	$436,900 (+18.28%) Land $154,300 Building $282,600	$436,900 (-) Land $154,300 Building $282,600
2024	$5,371.00 (+46.59%)
2023		$369,367	$436,900 Land $154,300 Building $282,600
2022	$3,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Radiate Holdings, T-Mobile USA.

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