4205 E Madison Ave, Des Moines, IA 50317 Property Records

Polk County property record for 4205 E Madison Ave, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 959 sqft · built 1975
Lot Size	0.17 acres (7,440 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Apr 2023)
Tax Bill	$4,342 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7923-21-451-002`

Property Details

APN / Parcel Number

Primary APN	`7923-21-451-002`
Alternative APN	`060/08415-068-022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	959 sqft Living Area
Gross Area	1,151 sqft
1st Floor Area	959 sqft
Basement Area	912 sqft
Finished Basement	720 sqft

Exterior

Year Built	Built 1975
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,440 sqft (0.17 acres)
Lot Dimensions	124 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	4205 E MADISON AVE
City	DES MOINES
State	IA
Zip	50317-4523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 VICTORIA PARK PLAZA PLAT 1
Legal Range	23W
Legal Township	79N
Legal Section	21
Legal Subdivision	VICTORIA PARK PLAZA PLAT 1
Legal Lot Number	2
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1013
Census Tract	101

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4205 E MADISON AVE, DES MOINES, IA 50317-4523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Warranty Deed, Transfer · FHA Mortgage LINCOLN SAVINGS BANK
May 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2023 · Amount on File
Deed Sale	Apr 6, 2023 · Amount on File
Prior Sale	Apr 27, 2015
Deed Document Number	2023-00016033
Deed Book / Page	19439 / 677
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 6, 2023
Property Address	4205 E MADISON AVE, DES MOINES, IA 50317-4523
Document Number	0000016033
Book / Page	19439 / 677
Instrument Date	Apr 4, 2023
Instrument	2023-00016033
Transaction Type	Transfer
Record Updated	Apr 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 E MADISON AVE, DES MOINES, IA 50317-4523

Mortgage

Document Number	0000016034
Date	Apr 6, 2023
Instrument	2023-00016034

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4205 E MADISON AVE, DES MOINES, IA 50317-4523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083347
Date	May 1, 2018
Book Page	16902/0291
Instrument	2017-00083347

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$230,000 (+1.55%) Land $40,400 Building $189,600	$230,000 (+1.55%) Land $40,400 Building $189,600
2024	$4,342.00 (+4.22%)
2023		$226,500 Land $35,300 Building $191,200	$226,500 Land $35,300 Building $191,200
2020	$4,166.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	32 (2010–2026)
Claims Outside the SFHA	13 of 32
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2026 · 12 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 17 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Google Fiber, T-Mobile.

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