4205 Cold Spring Ct, Cumming, GA 30041 Property Records

Forsyth County property record for 4205 Cold Spring Ct, Cumming, GA 30041

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,005 sqft · built 2005
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on File
Last Sale	$413,500 (Nov 2021)
Tax Bill	$4,350 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`177-000-262`

Property Details

APN / Parcel Number

Primary APN	`177-000-262`
Alternative APNs	`0000156056` `177 262`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,005 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Garage Area	261 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000156056
Street Address	4205 COLD SPRING CT
City	CUMMING
State	GA
Zip	30041-5865
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	2-1 728 UN 600 POD F-1 JAMES CREEK
Legal Subdivision	JAMES CREEK
Legal Block	2
Jurisdiction	FORSYTH GA
Township / Civil Division	BIG CREEK
Census Block Group	3
Census Block	3008
Census Tract	130607

Owner

4205 Cold Spring Ct, a townhouse, is owned and occupied by two individuals who bought it in November 2021.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4205 COLD SPRING CT, CUMMING, GA 30041-5865
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK
Nov 18, 2019	Grant Deed, Transfer · Conventional with PMI BRAND MTG
Jan 22, 2019	Grant Deed, Transfer · Conventional Mortgage SHELTER HM MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2021 · Amount on File
Deed Sale	Nov 10, 2021 · Amount on File
Prior Sale	Nov 5, 2019 · Amount on File
Deed Document Number	202114319
Deed Book / Page	10478 / 177
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Nov 10, 2021
Property Address	4205 COLD SPRING CT, CUMMING, GA 30041-5865
Document Number	0104780177
Book / Page	10478 / 177
Instrument Date	Nov 10, 2021
Instrument	2021-014319
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 COLD SPRING CT, CUMMING, GA 30041-5865

Mortgage

Document Number	0104780000000178
Date	Nov 12, 2021
Book Page	0000010478/0000000178

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2041

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Nov 18, 2019
Property Address	4205 COLD SPRING CT, CUMMING, GA 30041-5865
Document Number	0091120052
Book / Page	009112 / 000052
Instrument Date	Nov 5, 2019
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 COLD SPRING CT CUMMING GA 300415865, CUMMING, GA 30041-5865

Mortgage

Document Number	91120053
Date	Nov 18, 2019
Book Page	009112/000053

Lender

Name	BRAND MTG
Type	Mortgage Company
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Jan 22, 2019
Property Address	4205 COLD SPRING CT, CUMMING, GA 30041-5865
Document Number	0087810184
Book / Page	008781 / 000184
Instrument Date	Jan 18, 2019
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4205 COLD SPRING CT CUMMING GA 300415865, CUMMING, GA 30041-5865

Mortgage

Document Number	87810185
Date	Jan 22, 2019
Book Page	008781/000185

Lender

Name	SHELTER HM MTG LLC
Address	NORCROSS, GA 30093

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4205 Cold Spring Ct was $4,350, up 7.2% from the year before.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,350.00 (+7.25%)	$177,396 Land $66,000 Building $111,396	$443,490 Land $165,000 Building $278,490
2024	$4,056.00 (+3.81%)
2023	$3,907.00 (+7.75%)	$158,756 (+54.82%) Land $56,000 Building $102,756	$396,890 (+54.82%) Land $140,000 Building $256,890
2022	$3,626.00	$102,544 Land $24,000 Building $78,544	$256,360 Land $60,000 Building $196,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4205 Cold Spring Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4205 Cold Spring Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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