4205 Bennington Dr, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 4205 Bennington Dr, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,162 sqft · built 2004
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$277,600 (May 2020)
Tax Bill	$3,209 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2021 Mortgage + 2 more
APN	`03-7.0-35-001-000-001.177`

Property Details

APN / Parcel Number

Primary APN	`03-7.0-35-001-000-001.177`

Interior

Building Area	1,162 sqft Base Area
1st Floor Area	1,162 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	138 ft deep x 72.6 ft wide

Location & Zoning

Street Address	4205 BENNINGTON DR
City	SAINT JOSEPH
State	MO
Zip	64506-5075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:CARRIAGE OAKS PLAT 5 LOT:21 BLK:0LGL DESC:
Legal Subdivision	CARRIAGE OAKS PLAT 5
Legal Lot Number	21
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1010
Census Tract	100

Owner

4205 Bennington Dr is owned and occupied by an individual who bought it in May 2020.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4205 BENNINGTON DR, SAINT JOSEPH, MO 64506-5075
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 6, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
May 1, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Sep 22, 2017	Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2020 · Amount on File
Deed Sale	May 1, 2020 · Amount on File
Prior Sale	Sep 22, 2017 · Amount on File
Deed Document Number	20203376
Deed Book / Page	3748 / 229
Prior Transfer Date	Apr 9, 2007
Prior Transfer Doc	02986/0017
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4205 BENNINGTON DR, SAINT JOSEPH, MO 64506-5075
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 BENNINGTON DR, SAINT JOSEPH, MO 64506-5075

Mortgage

Document Number	003779/144
Date	Aug 12, 2022
Book Page	3779/144
Instrument	2022007762

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4205 BENNINGTON DR, SAINT JOSEPH, MO 64506-5075
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 BENNINGTON DR, COUNTRY CLUB, MO 64506-5075

Mortgage

Document Number	3765/656
Date	Aug 6, 2021
Book Page	3765/656
Instrument	2021008332

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	May 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 1, 2020
Property Address	4205 BENNINGTON DR, SAINT JOSEPH, MO 64506-5075
Document Number	003748/229
Book / Page	3748 / 229
Instrument Date	May 1, 2020
Instrument	2020003376
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	PREFERRED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 BENNINGTON DR, SAINT JOSEPH, MO 64506-5075

Mortgage

Document Number	2020003377
Date	May 1, 2020
Instrument	2020003377

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 22, 2017
Property Address	4205 BENNINGTON DR, SAINT JOSEPH, MO 64506-5075
Document Number	2017009463
Instrument Date	Sep 20, 2017
Instrument	2017009463
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 BENNINGTON DR, SAINT JOSEPH, MO 64506-5075

Mortgage

Document Number	2017009464
Date	Sep 22, 2017
Instrument	2017009464

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4205 Bennington Dr was $3,209.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,209.00	$45,600 Land $8,550 Building $37,050	$239,990 Land $45,000 Building $194,990
2024	$3,209.00 (+18.63%)
2023	$2,705.00 (-0.7%)	$41,780 (-) Land $8,550 Building $33,230	$219,900 Land $45,000 Building $174,900
2022	$2,724.00	$41,780 Land $8,550 Building $33,230
2021			$219,900 Land $45,000 Building $174,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4205 Bennington Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4205 Bennington Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: AT&T, Mercury Fiber.

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