4205 Bellmead Dr, Waco, TX 76705 Property Records

McLennan County property record for 4205 Bellmead Dr, Waco, TX 76705

Property Summary

Property TypeCommercial
Details1 ba · 1,356 sqft · built 1975
Lot Size0.55 acres (23,958 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Jun 2008)
Tax Bill$2,946 (2025)
Deeds & MortgagesAug 2023 Mortgage
Jun 2020 Line of Credit
+ 8 more
Flood ZoneZone X (minimal risk)
APN28-057000-039500-5

Property Details

APN / Parcel Number

Primary APN28-057000-039500-5
Alternative APNs
  • 2805700003950050111
  • 126783

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,356 sqft Gross Area
1st Floor Area1,356 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1980
Exterior MaterialWood
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialMetal
Lot Area23,958 sqft (0.55 acres)
Lot Dimensions161 ft deep x 151 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchOpen Porch
Porch Area200 sqft
Patio Area288 sqft
Canopy1,596 sqft
Storage Building171 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address4205 BELLMEAD DR
CityWACO
StateTX
Zip76705-2636
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeB1
Legal DescriptionTOMAS DE LA VEGA TRACT 53 ACRES .55
Legal SubdivisionTOMAS DE LA VEGA
Legal Tract53
Legal Lot Number53
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3044
Census Tract1700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address512 TWIN LN, WACO, TX 76705-5071
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2023Deed of Trust, Mortgage
CENTRAL NATIONAL BANK
Jun 2, 2020Deed of Trust, Mortgage · Line of Credit
CENTRAL NATIONAL BANK
Dec 30, 2019Loan Modification, Mortgage
CENTRAL NAT'L BK
Dec 30, 2019Loan Modification, Mortgage
NOT AVAILABLE
Apr 30, 2019Loan Modification, Mortgage
CENTRAL NAT'L BK
Apr 30, 2019Loan Modification, Mortgage
CENTRAL NAT'L BK
Jun 13, 2018Loan Modification, Mortgage
Apr 30, 2018Loan Modification, Mortgage
CENTRAL NAT'L BK
Apr 30, 2017Loan Modification, Mortgage
CENTRAL NAT'L BK
Apr 30, 2017Loan Modification, Mortgage
CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2008 · Amount on Record
Deed SaleJun 25, 2008 · Amount on Record
Deed Document Number200820306
Prior Transfer DateJun 17, 2008
Prior Transfer Doc0000020306
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address4205 BELLMEAD DR, WACO, TX 76705-2636
Transaction TypeMortgage
Record UpdatedAug 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 TWIN LN, WACO, TX 76705-5071

Mortgage

Document Number0000025844
DateAug 15, 2023
Instrument2023025844
Lender
NameCENTRAL NATIONAL BANK
TypeBank
AddressWOODWAY, TX 76712
Agreement
AmountAmount Recorded

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address4205 BELLMEAD DR, WACO, TX 76705-2636
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017769
DateJun 2, 2020
Instrument2020017769
Lender
NameCENTRAL NATIONAL BANK
TypeBank
AddressWOODWAY, TX 76712
Agreement
TypeLine of Credit
AmountAmount Recorded

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address4205 BELLMEAD DR, WACO, TX 76705-2636
Document Number0000003737
Instrument DateDec 30, 2019
Transaction TypeMortgage
Record UpdatedFeb 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 TWIN LN WACO TX 767055071, WACO, TX 76705-5071

Mortgage

Document Number0000003737
DateFeb 3, 2020
Instrument3737
Lender
NameCENTRAL NAT'L BK
TypeBank
AddressWACO, TX 76712
Agreement
Term12 Months
DueFeb 2, 2021

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address4205 BELLMEAD DR, WACO, TX 76705-2636
Document Number0000003738
Instrument DateDec 30, 2019
Transaction TypeMortgage
Record UpdatedFeb 25, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address4205 BELLMEAD DR WACO TX 767052636, WACO, TX 76705-2636

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address4205 BELLMEAD DR, WACO, TX 76705-2636
Document Number0000020747
Instrument DateApr 30, 2019
Transaction TypeMortgage
Record UpdatedJul 12, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 TWIN LN WACO TX 767055071, WACO, TX 76705-5071

Mortgage

Document Number0000020747
DateJun 24, 2019
Instrument20747
Lender
NameCENTRAL NAT'L BK
TypeBank
AddressWACO, TX 76712
Agreement
Term12 Months
DueJun 23, 2020

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address4205 BELLMEAD DR, WACO, TX 76705-2636
Document Number0000020748
Instrument DateApr 30, 2019
Transaction TypeMortgage
Record UpdatedApr 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address4205 BELLMEAD DR WACO TX 767052636, WACO, TX 76705-2636

Mortgage

Document Number0000020748
DateJun 24, 2019
Instrument20748
Lender
NameCENTRAL NAT'L BK
TypeBank
Address8320 W HIGHWAY 84, WACO, TX 76712-3601
Agreement
Term12 Months
DueJun 23, 2020

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address4205 BELLMEAD DR, WACO, TX 76705-2636
Document Number0000026938
Instrument DateJun 13, 2018
Transaction TypeMortgage
Record UpdatedAug 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 TWIN LN WACO TX 767055071, WACO, TX 76705-5071

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address4205 BELLMEAD DR, WACO, TX 76705-2636
Document Number0000010058
Instrument DateApr 30, 2018
Transaction TypeMortgage
Record UpdatedApr 15, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address4205 BELLMEAD DR WACO TX 767052636, WACO, TX 76705-2636

Mortgage

Document Number0000010058
DateMar 26, 2019
Instrument10058
Lender
NameCENTRAL NAT'L BK
TypeBank
AddressWACO, TX 76712
Agreement
Term12 Months
DueMar 25, 2020

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address4205 BELLMEAD DR, WACO, TX 76705-2636
Document Number0000018216
Instrument DateApr 30, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4205 BELLMEAD DR WACO TX 767052636, WACO, TX 76705-2636

Mortgage

Document Number0000018216
DateJun 7, 2017
Instrument18216
Lender
NameCENTRAL NAT'L BK
TypeBank
AddressWACO, TX 76712
Agreement
Term12 Months
DueJun 6, 2018

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address4205 BELLMEAD DR, WACO, TX 76705-2636
Document Number0000018217
Instrument DateApr 30, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 TWIN LN WACO TX 767055071, WACO, TX 76705-5071

Mortgage

Document Number0000018217
DateJun 7, 2017
Instrument18217
Lender
NameCENTRAL NAT'L BK
TypeBank
AddressWACO, TX 76712
Agreement
Term12 Months
DueJun 6, 2018

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityBellmead City
CountyMcLennan County
Unified School DistrictLa Vega Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$140,000 (-) Land $137,760 Building $2,240$140,000 (-) Land $137,760 Building $2,240
2025$2,946.00 (-4.2%)$140,000 (+9.74%) Land $137,760 Building $2,240$140,000 (+9.74%) Land $137,760 Building $2,240
2024$3,075.00 (+34.75%)
2023$127,570 Land $110,210 Building $17,360$127,570 Land $110,210 Building $17,360
2022$2,282.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1996–2007)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLMEAD
serves 10,664 people · EPA ID TX1550001
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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