Chisago County property record for 4205 437th St, Harris, MN 55032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,016 sqft · built 1973 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,212 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-01349-00 |
| Primary APN | 03-01349-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Living Area |
| Gross Area | 2,241 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 33,106 sqft (0.76 acres) |
| Lot Dimensions | 255 ft deep x 90 ft wide |
| Garage Area | 1,008 sqft |
| Heating System | Central |
|---|
| Account Number | 3974594 |
|---|---|
| Street Address | 4205 437TH ST |
| City | HARRIS |
| State | MN |
| Zip | 55032-3414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | SUBDIVISIONNAME PIONEER SHORES EAST LOT 001 BLOCK 001 SUBDIVISIONCD 03131 |
| Legal Range | 022 |
| Legal Township | 036 |
| Legal Section | 25 |
| Legal Subdivision | PIONEER SHORES EAST |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | FISH LAKE |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 110100 |
Source: Chisago County records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4205 437TH ST, HARRIS, MN 55032-3414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHISAGO MN |
| Recording Date | Jul 15, 2026 |
| Property Address | 4205 437TH ST, HARRIS, MN 55032-3414 |
| Document Number | 0000694510 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 2026694510 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 4205 437TH ST, HARRIS, MN 55032-3414 |
| Document Number | 0000694510, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 2026694510 |
| Name | GRANITE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 26, 2036 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| County Subdivision | Fish Lake Township |
| Unified School District | North Branch Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,212.00 (+3.95%) | ||
| 2025 | $4,052.00 (-7.99%) Homeowner's exemption | ||
| 2024 | $350,600 (-14.7%) | $363,100 (-11.65%) | |
| 2023 | $4,404.00 (+6.43%) Homeowner's exemption | $411,000 (+14.64%) Land $178,200 Building $232,800 | $411,000 (+13.69%) Land $178,200 Building $232,800 |
| 2022 | $4,138.00 | $358,500 | $361,500 Land $141,600 Building $219,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ECE Fiber, GigFire.
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