4204 Waterloo Pl, Melbourne, FL 32940 Property Records

Brevard County property record for 4204 Waterloo Pl, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,735 sqft · built 2005
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Oct 2014)
Tax Bill	$7,733 (2025)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone A (high risk)
APN	`26-36-26-27-B-3`

Property Details

APN / Parcel Number

Primary APN	`26-36-26-27-B-3`
Alternative APNs	`26-36-26-27-0000B.0-0003.00` `2627405`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,735 sqft Living Area
Gross Area	6,573 sqft
1st Floor Area	2,906 sqft
Upper Floors Area	348 sqft
Attic	Attic
Attic Area	168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	160 ft deep x 100 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	750 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	572 sqft
Deck Area	1,288 sqft
Patio Area	572 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2627405
Street Address	4204 WATERLOO PL
City	MELBOURNE
State	FL
Zip	32940-1281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BRISBANE ISLE PHASE ONE LOT 3 BLK B
Legal Range	36E
Legal Township	26S
Legal Section	26
Legal Subdivision	BRISBANE ISLE PHASE ONE
Legal Phase	1
Legal Block	B
Legal Lot Number	3
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1001
Census Tract	64128

Owner

Source: Brevard County records · APN 26-36-26-27-B-3

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4204 WATERLOO PL, MELBOURNE, FL 32940-1281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 17, 2014 · Amount on Record
Deed Sale	Oct 17, 2014 · Amount on Record
Prior Sale	Nov 03, 2009 · Amount on Record
Deed Document Number	2014206532
Deed Book / Page	7230 / 1772
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4204 WATERLOO PL, MELBOURNE, FL 32940-1281
Document Number	0083390888
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42204 WATERLOO PL MELBOURNE FL 32940, MELBOURNE, FL 32940

Mortgage

Document Number	0083390888
Date	Dec 31, 2018
Book Page	008339/000888
Instrument	285436

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 30, 2033

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$609,520 (+2.7%)	$992,340 (-2.49%)
2025	$7,733.00 (-14.13%) Homeowner's exemption	$593,500 (-16.29%)	$1,017,730 (+0.42%) Land $185,000 Building $832,730
2023	$9,005.00 (+7.22%) Homeowner's exemption	$708,990 (+3%)	$1,013,440 (+0.71%) Land $165,000 Building $848,440
2022	$8,399.00 Homeowner's exemption	$688,340	$1,006,290 Land $165,000 Building $841,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 590 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	590 in force
Nearby Flood Claims	53 (1999–2026)
Claims Outside the SFHA	41 of 53
Most Recent Claim	Aug 2026 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Tropical Storm Fay, Aug 2008 · 24 claims Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 310 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF COCOA serves 294,039 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.