Lorain County property record for 4204 Talbot Ln, Lorain, OH 44055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,200 sqft · built 1954 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $381 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Jan 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 006247-3 |
| Primary APN | 006247-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 113 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Patio Area | 96 sqft |
| Canopy | 96 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 006247-3 |
|---|---|
| Street Address | 4204 TALBOT LN |
| City | LORAIN |
| State | OH |
| Zip | 44055-3756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOMEWOOD 2 55 X 112.50 S/L 538 LOT # 538 |
| Legal Subdivision | HOMEWOOD 2 |
| Legal Block | 121 |
| Legal Lot Number | 538 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 97500 |
Source: Lorain County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4204 TALBOT LN, LORAIN, OH 44055-3756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2026 | Affidavit, Transfer |
| Jan 8, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 2, 2026 |
| Transfer Doc | 0000110337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 3, 2026 |
| Property Address | 4204 TALBOT LN, LORAIN, OH 44055-3756 |
| Document Number | 0000110337 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 2026110337 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4204 TALBOT LN, LORAIN, OH 44055-3756 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 4204 TALBOT LN, LORAIN, OH 44055-3756 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4204 TALBOT LN, LORAIN, OH 44055-3756 |
| Document Number | 0000000586 |
|---|---|
| Date | Jan 8, 2024 |
| Instrument | 2024-0000586 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 21, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $381.00 | $30,800 (-) Land $9,980 Building $20,820 | $88,000 (-) Land $28,520 Building $59,480 |
| 2024 | $381.00 (-47.81%) | $30,800 (+31.85%) Land $9,982 Building $20,818 | $88,000 (+31.85%) Land $28,520 Building $59,480 |
| 2023 | $730.00 (-2.01%) | $23,359 (%) Land $5,978 Building $17,381 | $66,740 (-) Land $17,080 Building $49,660 |
| 2022 | $745.00 | $23,360 Land $5,980 Building $17,380 | |
| 2021 | $66,740 Land $17,080 Building $49,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Breezeline.
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