4204 Surf Ave, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 4204 Surf Ave, Chesapeake, VA 23325

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,383 sqft · built 1940
Lot Size	0.186 acres (8,102 sqft)
Owner	Individual Name on Record
Last Sale	$197,500 (Jun 2015)
Tax Bill	$2,827 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
APN	`0133005000480`

Property Details

APN / Parcel Number

Primary APN	`0133005000480`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,383 sqft Living Area
1st Floor Area	696 sqft
Flooring	Combination, Other
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,102 sqft (0.186 acres)
Lot Dimensions	125 ft deep x 65 ft wide
Garage Type	Mixed
Garage Area	180 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	68 sqft
Lean-To	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4204 SURF AVE
City	CHESAPEAKE
State	VA
Zip	23325-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	3 BLK C RIVERSIDE PARK HOMES SEC 1
Legal Subdivision	RIVERSIDE PARK HOMES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1018
Census Tract	20001

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4204 SURF AVE, CHESAPEAKE, VA 23325-2537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2015 · Amount on Record
Deed Sale	Jun 23, 2015 · Amount on Record
Prior Sale	Dec 2, 2009 · Amount on Record
Deed Book / Page	9526 / 116
Last Transfer Date	Oct 8, 2018
Transfer Doc	09959/1823
Record Updated	Oct 29, 2026

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 15, 2018
Property Address	4204 SURF AVE, CHESAPEAKE, VA 23325-2537
Document Number	09959/1819
Book / Page	9959 / 1819
Instrument Date	Oct 8, 2018
Instrument	180027288
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4204 SURF AVE, CHESAPEAKE, VA 23325-2537

Mortgage

Document Number	09959/1823
Date	Oct 15, 2018
Book Page	9959/1823
Instrument	180027289

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,000 (+5.39%) Land $135,000 Building $160,000	$295,000 (+5.39%) Land $135,000 Building $160,000
2025	$2,827.00 (+6.24%)	$279,900 (+16.53%) Land $125,000 Building $154,900	$279,900 (+16.53%) Land $125,000 Building $154,900
2024	$2,661.00 (+31.08%)
2023		$240,200 (+11.93%) Land $105,000 Building $135,200	$240,200 (+11.93%) Land $105,000 Building $135,200
2022		$214,600 Land $95,000 Building $119,600	$214,600 Land $95,000 Building $119,600
2019	$2,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	22 (1988–2019)
Claims Outside the SFHA	10 of 22
Most Recent Claim	Aug 2019 · other causes
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 7 claims Hurricane Isabel, Sep 2003 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20