4204 Jay Dr, Zion, IL 60099 Property Records

Lake County property record for 4204 Jay Dr, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,832 sqft · built 2001
Lot Size	0.201 acres (8,742 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Jan 2017)
Tax Bill	$9,642 (2024)
Deeds & Mortgages	Jun 2022 Mortgage May 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-07-310-020`

Property Details

APN / Parcel Number

Primary APN	`04-07-310-020`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,832 sqft Living Area
Gross Area	3,536 sqft
1st Floor Area	1,032 sqft
2nd Floor Area	800 sqft
Upper Floors Area	800 sqft
Basement Area	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,742 sqft (0.201 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	4204 JAY DR
City	ZION
State	IL
Zip	60099-5417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRYWOOD HILLS PHASE 3; LOT 138
Legal Subdivision	COUNTRYWOOD HILLS PHASE 3
Legal Phase	3
Legal Lot Number	138
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	2
Census Block	2016
Census Tract	860106

Owner

4204 Jay Dr is owned and occupied by two individuals who acquired it in April 2022.

Source: Lake County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4204 JAY DR, ZION, IL 60099-5417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage US MORTGAGE FUNDING INC
May 10, 2022	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 4, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 28, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 17, 2017	Special Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2017 · Amount on File
Deed Sale	Jan 17, 2017 · Amount on File
Prior Sale	Feb 2, 2016
Deed Document Number	20177364967
Last Transfer Date	Apr 29, 2022
Transfer Doc	0007902610
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	4204 JAY DR, ZION, IL 60099-5417
Transaction Type	Mortgage
Record Updated	Jun 17, 2022
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007909396
Date	Jun 7, 2022
Instrument	7909396

Lender

Name	US MORTGAGE FUNDING INC
Type	Mortgage Company
Address	OAK BROOK, IL 60523

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate	5.37%

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	May 10, 2022
Property Address	4204 JAY DR, ZION, IL 60099-5417
Document Number	0007902610
Map Reference	DOC 4511557
Instrument Date	Apr 27, 2022
Instrument	7902610
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4204 JAY DR, ZION, IL 60099-5417

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	Jan 4, 2018
Property Address	4204 JAY DR, ZION, IL 60099-5417
Document Number	0007455366
Instrument Date	Jan 4, 2018
Instrument	7455366
Transaction Type	Transfer
Record Updated	Jan 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4204 JAY DR ZION IL 600995417, ZION, IL 60099-5417

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	Nov 28, 2017
Property Address	4204 JAY DR, ZION, IL 60099-5417
Document Number	0007446151
Instrument Date	Nov 28, 2017
Instrument	7446151
Transaction Type	Transfer
Record Updated	Dec 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4204 JAY DR ZION IL 600995417, ZION, IL 60099-5417

January 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jan 17, 2017
Property Address	4204 JAY DR, ZION, IL 60099-5417
Document Number	0007364967
Map Reference	DOC4511557
Instrument Date	Nov 1, 2016
Instrument	7364967
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4204 JAY DR, ZION, IL 60099-5417

Mortgage

Document Number	0007364968
Date	Jan 17, 2017
Instrument	7364968

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$89,886 Land $10,892 Building $78,994	$269,685 Land $32,679 Building $237,006
2024	$9,642.00 (-0.1%)
2023	$9,652.00 (+1.38%)	$72,888 (-1.48%) Land $8,832 Building $64,056	$218,686 (-1.48%) Land $26,499 Building $192,187
2022	$9,521.00	$73,982 Land $7,266 Building $66,716	$221,968 Land $21,800 Building $200,168

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4204 Jay Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4204 Jay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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