Hamilton County property record for 4204 Davis Ln, Chattanooga, TN 37416
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,228 sqft · built 2003 |
| Lot Size | 0.168 acres (7,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,000 (Aug 2019) |
| Tax Bill | $856 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Jan 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 129I-H-011.02 |
| Primary APN | 129I-H-011.02 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,228 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,300 sqft (0.168 acres) |
| Lot Dimensions | 112 ft deep x 65.1 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000136175 |
|---|---|
| Street Address | 4204 DAVIS LN |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-3405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2 WILLARD C JOHNSON SUB PB51 PG219 OUT OF 129I-H-1101 FOR 1995 |
| Legal Subdivision | WILLARD C JOHNSON SUB |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11402 |
4204 Davis Ln is owned and occupied by an individual who acquired it in August 2026.
Source: Hamilton County records, as of September 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4204 DAVIS LN, CHATTANOOGA, TN 37416-3405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 5, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Aug 20, 2019 | Grant Deed, Transfer · FHA Mortgage HOME PT FIN'L |
| Apr 15, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Feb 6, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2019 · Amount on File |
| Deed Sale | Aug 20, 2019 · Amount on File |
| Prior Sale | Feb 6, 2019 · Amount on File |
| Deed Document Number | 201980 |
| Deed Book / Page | 11734 / 11 |
| Last Transfer Date | Aug 13, 2026 |
| Transfer Doc | 0000000197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 2, 2026 |
| Property Address | 4204 DAVIS LN, CHATTANOOGA, TN 37416-3405 |
| Document Number | 0000000197 |
| Book / Page | 14426 / 339 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 2026197 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4204 DAVIS LN, CHATTANOOGA, TN 37416-3405 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4204 DAVIS LN, CHATTANOOGA, TN 37416-3405 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000000226 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 12826/459 |
| Instrument | 2022012800226 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 332 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4204 DAVIS LN, CHATTANOOGA, TN 37416-3405 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4204 DAVIS LN, CHATTANOOGA, TN 37416-3405 |
| Document Number | 0000000021 |
|---|---|
| Date | Aug 5, 2025 |
| Book Page | 14003/903 |
| Instrument | 2025080500021 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 20, 2019 |
| Property Address | 4204 DAVIS LN, CHATTANOOGA, TN 37416-3405 |
| Document Number | 0820000080 |
| Book / Page | 011734 / 000011 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 190820000080 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2019 |
| Title Company | EQUITITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $321.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1804 CHURCH ST SE CLEVELAND TN 373116854, CLEVELAND, TN 37311-6854 |
| Document Number | 820000081 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 011734/000014 |
| Instrument | 190820000081 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 19, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 15, 2019 |
| Property Address | 4204 DAVIS LN, CHATTANOOGA, TN 37416-3405 |
| Document Number | 0415000189 |
| Book / Page | 011613 / 000881 |
| Instrument Date | Apr 8, 2019 |
| Instrument | 190415000189 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 6, 2019 |
| Property Address | 4204 DAVIS LN, CHATTANOOGA, TN 37416-3405 |
| Document Number | 0206000107 |
| Book / Page | 011559 / 000689 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 190206000107 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $383.84 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4204 DAVIS LN CHATTANOOGA TN 374163405, CHATTANOOGA, TN 37416-3405 |
The 2025 property tax bill for 4204 Davis Ln was $856, down 11% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $856.00 (-11.02%) | $56,500 (+31.4%) | $226,000 (+31.4%) Land $60,000 Building $166,000 |
| 2024 | $962.00 | $43,000 (-) | $172,000 (-) Land $30,000 Building $142,000 |
| 2023 | $962.00 | $43,000 (-) | $172,000 (-) Land $30,000 Building $142,000 |
| 2022 | $962.00 | $43,000 | $172,000 Land $30,000 Building $142,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4204 Davis Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4204 Davis Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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