4203 Topsail Ct, Soquel, CA 95073 Property Records

Santa Cruz County property record for 4203 Topsail Ct, Soquel, CA 95073 · Last verified August 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1982
Square Footage1,155 sqft Living Area
Lot Size566 sqft (0.013 acres)
OccupancyOwner Occupied
Last Sale$364,500 (2016)
Tax Bill$6,446.00 (2025)

Property Details

APN / Parcel Number

Primary APN030-194-22
Alternative APN
  • 030-194-22-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,155 sqft Living Area

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleCondo/Apartment Style
Construction TypeWood Construction
Roof ConstructionSawtooth Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area566 sqft (0.013 acres)
Garage TypeCarport Garage
Garage Area196 sqft Garage
CarportCarport
Carport Area196 sqft Carport

Utilities and HVAC

SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address4203 TOPSAIL CT
CitySOQUEL
StateCA
Zip95073-2160
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTR 891
Legal SubdivisionTRACT 891 SOQUEL KNOLLS
Legal Tract891
Legal Lot Number3
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup2
Census Block2006
Census Tract122005

Owner

Source: Santa Cruz County records · APN 030-194-22

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4203 TOPSAIL CT, SOQUEL, CA 95073-2160
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2025Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
May 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 17, 2016 · Amount on Record
Deed SaleJun 17, 2016 · Amount on Record
Prior SaleApr 12, 1999 · Amount on Record
Deed Doc Number201621802
Prior Transfer DateOct 29, 2003
Prior Transfer Doc0000110871
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address4203 TOPSAIL CT, SOQUEL, CA 95073-2160
Transaction TypeMortgage
Record UpdatedOct 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4203 TOPSAIL CT, SOQUEL, CA 95073-2160
InvestorPossibly a Property Investor

Mortgage

Document Number0000020070
DateSep 23, 2025
Instrument2025-0020070
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address4203 TOPSAIL CT, SOQUEL, CA 95073-2160
Transaction TypeMortgage
Record UpdatedMay 27, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4203 TOPSAIL CT, SOQUEL, CA 95073-2160

Mortgage

Document Number0000027589
DateMay 14, 2021
Instrument2021-0027589
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$439,943 (+2%) Land $270,897 Building $169,046
2025$6,446.00 (+7.99%)$431,317 (+4.04%) Land $265,585 Building $165,732
2024$5,969.00 (+2.7%)
2023$5,812.00 (+1.68%)$414,568 Land $255,272 Building $159,296$483,210
2022$5,716.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
20th percentile nationally · 11th in California
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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