4203 SW 109th St, Ocala, FL 34476 Property Records

Marion County property record for 4203 SW 109th St, Ocala, FL 34476

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,001 sqft · built 2006
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jun 2018)
Tax Bill	$2,775 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3578-004-045`

Property Details

APN / Parcel Number

Primary APN	`3578-004-045`
Alternative APN	`0890545000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,001 sqft Living Area
1st Floor Area	2,001 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	289 ft deep x 110 ft wide
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	708 sqft
Porch	Open Porch
Porch Area	48 sqft
Deck Area	420 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	0890545000
Old Parcel Number	3578004045
Street Address	4203 SW 109TH ST
City	OCALA
State	FL
Zip	34476-4312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 27 TWP 16 RGE 21
Legal Range	21E
Legal Township	16S
Legal Section	27
Legal Subdivision	OCALA WATERWAY ESTATES
Legal Block	4
Legal Lot Number	45
Jurisdiction	MARION FL
Township / Civil Division	BELLEVIEW
Census Block Group	3
Census Block	3005
Census Tract	1009

Owner

4203 SW 109th St is owned and occupied by two individuals who bought it in June 2018.

Source: Marion County records, as of January 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4203 SW 109TH ST, OCALA, FL 34476-4312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on File
Deed Sale	Jun 8, 2018 · Amount on File
Prior Sale	Oct 4, 2006 · Amount on File
Deed Document Number	2018055160
Deed Book / Page	6779 / 0881
Record Updated	Jun 8, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jun 8, 2018
Property Address	4203 SW 109TH ST, OCALA, FL 34476-4312
Document Number	0067790881
Book / Page	006779 / 000881
Instrument Date	Jun 6, 2018
Instrument	55160
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	MLS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4203 SW 109TH ST OCALA FL 344764312, OCALA, FL 34476-4312

Mortgage

Document Number	67790883
Date	Jun 8, 2018
Book Page	006779/000883
Instrument	55161

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4203 SW 109th St was $2,775 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,775.00 Homeowner's exemption	$180,939 Land $48,500 Building $132,439	$259,468 Land $48,500 Building $210,968
2023	$2,465.00 (+2.75%) Homeowner's exemption	$170,718 (+3%) Land $42,500 Building $128,218	$257,386 (+7.1%) Land $42,500 Building $214,886
2022	$2,399.00 Homeowner's exemption	$165,746	$240,320 Land $28,700 Building $211,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4203 SW 109th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4203 SW 109th St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRUCE CREEK NORTH private · serves 7,467 people · EPA ID FL6424652
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Zito Media Cable · Fiber in parts of the area	1,000 / 50

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SW 109th St

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