4203 Stuart Ave, Richmond, VA 23221 Property Records

Richmond City property record for 4203 Stuart Ave, Richmond, VA 23221

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,375 sqft · built 1937
Lot Size0.195 acres (8,494 sqft)
OwnerCompany Name on Record
Last Sale$645,000 (Apr 2019)
Tax Bill$13,656 (2026)
Deeds & MortgagesOct 2025 Line of Credit
Feb 2022 Transfer
+ 1 more
APNW-019-0252-007

Property Details

APN / Parcel Number

Primary APNW-019-0252-007

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,375 sqft Living Area
1st Floor Area1,977 sqft
Upper Floors Area115 sqft
AtticAttic
Attic Area1,283 sqft
Basement Area320 sqft
Unfinished Basement320 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1985
Architectural StyleEnglish
Exterior MaterialBrick
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialSlate
Lot Area8,494 sqft (0.195 acres)
Lot Dimensions170 ft deep x 50 ft wide
Garage Area424 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area41 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water

Location & Zoning

Street Address4203 STUART AVE
CityRICHMOND
StateVA
Zip23221-1942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5 SINGLE
Legal DescriptionGROVE AVE CREST PTL8-9 BB; 0050.00X0170.00 0000.000
Legal SubdivisionGROVE AVE CREST
JurisdictionRICHMOND CITY VA
Township / Civil DivisionRICHMOND
Census Block Group3
Census Block3011
Census Tract50200

Owner

Source: Richmond City records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4203 STUART AVE, RICHMOND, VA 23221-1942
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Feb 15, 2022Intrafamily Transfer, Transfer
Apr 1, 2019Warranty Deed, Transfer · Conventional Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2019 · Amount on Record
Deed SaleApr 1, 2019 · Amount on Record
Deed Document Number20196017
Last Transfer DateFeb 10, 2022
Transfer Doc0000003832
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address4203 STUART AVE, RICHMOND, VA 23221-1942
Transaction TypeMortgage
Record UpdatedOct 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4203 STUART AVE, RICHMOND, VA 23221-1942

Mortgage

Document Number0000016786
DateOct 14, 2025
Instrument250016786
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 2, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRICHMOND CITY VA
Recording DateFeb 15, 2022
Property Address4203 STUART AVE, RICHMOND, VA 23221-1942
Document Number0000003832
Instrument DateFeb 10, 2022
Instrument220003832
Transaction TypeTransfer
Record UpdatedMar 9, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4203 STUART AVE, RICHMOND, VA 23221-1942

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHMOND CITY VA
Recording DateApr 1, 2019
Property Address4203 STUART AVE, RICHMOND, VA 23221-1942
Document Number0000006017
Instrument DateMar 26, 2019
Instrument6017
Transaction TypeTransfer
Record UpdatedApr 16, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$645.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4203 STUART AVE RICHMOND VA 232211942, RICHMOND, VA 23221-1942

Mortgage

Document Number6018
DateApr 1, 2019
Instrument6018
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 31, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityRichmond City
Unified School DistrictRichmond City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,656.00 (+18.91%)$1,138,000 (+22.23%) Land $250,000 Building $888,000$1,138,000 (+22.23%) Land $250,000 Building $888,000
2025$11,484.00 (+57,32%)
2024$931,000 Land $250,000 Building $681,000
2023$931,000 Land $250,000 Building $681,000
2020$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RICHMOND
serves 233,655 people · EPA ID VA4760100
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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