4203 River Mill Dr, Duluth, GA 30097 Property Records

Gwinnett County property record for 4203 River Mill Dr, Duluth, GA 30097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,218 sqft · built 1982
Lot Size	0.82 acres (35,718 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,900 (Nov 2004)
Tax Bill	$412 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-324-027`

Property Details

APN / Parcel Number

Primary APN	`6-324-027`
Alternative APNs	`R6324-027` `1198437`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,218 sqft Living Area
Gross Area	1,478 sqft
1st Floor Area	1,218 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	35,718 sqft (0.82 acres)
Terrain	High
View / Lot	Primary
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	352 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	4203 RIVER MILL DR
City	DULUTH
State	GA
Zip	30097-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	L26&27 BC RIVER MILL #1
Legal Subdivision	RIVER MILL
Legal Block	C
Legal Lot Number	26,27
Legal Unit	1
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	1
Census Block	1017
Census Tract	50234

Owner

Source: Gwinnett County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4203 RIVER MILL DR, DULUTH, GA 30097-2134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CBC NAT'L BK MTG
Aug 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage GEORGIA'S OWN CU
Aug 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage GEORGIA'S OWN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2004 · Amount on Record
Deed Sale	Nov 3, 2004 · Amount on Record
Deed Book / Page	40444 / 63
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4203 RIVER MILL DR, DULUTH, GA 30097-2134
Document Number	0579940359
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4203 RIVER MILL DR DULUTH GA 300972134, DULUTH, GA 30097-2134

Mortgage

Document Number	0579940359
Date	Oct 26, 2020
Book Page	057994/000359

Lender

Name	CBC NAT'L BK MTG
Address	ALPHARETTA, GA 30022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4203 RIVER MILL DR, DULUTH, GA 30097-2134
Document Number	0553180641
Instrument Date	Aug 2, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4203 RIVER MILL DR DULUTH GA 300972134, DULUTH, GA 30097-2134

Mortgage

Document Number	0553180641
Date	Aug 10, 2017
Book Page	055318/000641

Lender

Name	GEORGIA'S OWN CU
Type	Credit Union
Address	ATLANTA, GA 30309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 9, 2027

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4203 RIVER MILL DR, DULUTH, GA 30097-2134
Document Number	0553180620
Instrument Date	Aug 2, 2017
Transaction Type	Mortgage
Record Updated	Oct 3, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4203 RIVER MILL DR DULUTH GA 300972134, DULUTH, GA 30097-2134

Mortgage

Document Number	0553180620
Date	Aug 10, 2017
Book Page	055318/000620

Lender

Name	GEORGIA'S OWN CU
Type	Credit Union
Address	ATLANTA, GA 30309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2047

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$412.00 (+53.16%)	$121,040 (-3.23%) Land $27,880 Building $93,160	$302,600 (-3.23%) Land $69,700 Building $232,900
2023	$269.00	$125,080 Land $26,000 Building $99,080
2022			$312,700 Land $65,000 Building $247,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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