4203 Orchard St, Montclair, CA 91763 Property Records

San Bernardino County property record for 4203 Orchard St, Montclair, CA 91763

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,239 sqft · built 1960
Lot Size	0.169 acres (7,370 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Dec 2021)
Tax Bill	$6,858 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1009-361-06-0000`

Property Details

APN / Parcel Number

Primary APN	`1009-361-06-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,239 sqft Living Area
Gross Area	1,733 sqft
1st Floor Area	1,239 sqft
Family Room	Family Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,370 sqft (0.169 acres)
Lot Dimensions	110 ft deep x 67 ft wide
View / Lot	Average
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	273 sqft
Patio Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4203 ORCHARD ST
City	MONTCLAIR
State	CA
Zip	91763-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 6026 LOT 9
Legal Subdivision	TRACT NO 6026
Legal Tract	6026
Legal Block	3
Legal Lot Number	9
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3004
Census Tract	207

Owner

4203 Orchard St is owned and occupied by two individuals who bought it in December 2021.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4203 ORCHARD ST, MONTCLAIR, CA 91763-3022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
May 31, 2019	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Jan 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Prior Sale	May 31, 2019 · Amount on File
Deed Document Number	2021571852
Record Updated	Sep 20, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 22, 2021
Property Address	4203 ORCHARD ST, MONTCLAIR, CA 91763-3022
Document Number	0000571852
Map Reference	MB 75 PG 85&86
Instrument Date	Dec 6, 2021
Instrument	2021-0571852
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4203 ORCHARD ST, MONTCLAIR, CA 91763-3022

Mortgage

Document Number	0000571853
Date	Dec 22, 2021
Instrument	2021-0571853

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 31, 2019
Property Address	4203 ORCHARD ST, MONTCLAIR, CA 91763-3022
Document Number	0000176333
Map Reference	MB 75 PGF 85&86
Instrument Date	May 14, 2019
Instrument	2019-0176333
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4203 ORCHARD ST, MONTCLAIR, CA 91763-3022

Mortgage

Document Number	0000176334
Date	May 31, 2019
Instrument	2019-0176334

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4203 ORCHARD ST, MONTCLAIR, CA 91763-3022
Document Number	0000034972
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Feb 7, 2018
Title Company	AMERICAN COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4203 ORCHARD ST MONTCLAIR CA 917633022, MONTCLAIR, CA 91763-3022

Mortgage

Document Number	0000034972
Date	Jan 31, 2018
Instrument	34972

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.99%

Tax Assessment & Valuation

The 2025 property tax bill for 4203 Orchard St was $6,858 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Montclair City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$644,047 (+2%) Land $225,416 Building $418,631
2025	$6,858.00 Homeowner's exemption	$631,419 Land $220,996 Building $410,423
2023	$6,511.00 (+0.17%) Homeowner's exemption	$606,900 Land $212,415 Building $394,485
2022	$6,500.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4203 Orchard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4203 Orchard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTE VISTA WD serves 56,390 people · EPA ID CA3610029
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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