4203 Kaskaskia Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 4203 Kaskaskia Rd, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,230 sqft · built 1880
Lot Size40.2 acres (1,754,161 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Oct 2019)
Tax Bill$3,901 (2025)
Deeds & MortgagesJun 2021 Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-36-300-001-000

Property Details

APN / Parcel Number

Primary APN10-36-300-001-000
Alternative APN
  • 10360000000800 00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,230 sqft Living Area
1st Floor Area1,230 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Lot Area1,754,161 sqft (40.2 acres)
DrivewayAsphalt Driveway
Driveway Area6,760 sqft
PorchSlab
Porch Area628 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address4203 KASKASKIA RD
CityWATERLOO
StateIL
Zip62298-3705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMA1
Legal DescriptionTAX LOT 15 & PART TAX LOTS 7, 8, 9 & 14
Legal Range10W
Legal Township03S
Legal Section36
Legal Lot Number7-9,14
JurisdictionMONROE IL
Township / Civil Division23
Census Block Group1
Census Block1101
Census Tract600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4203 KASKASKIA RD, WATERLOO, IL 62298-3705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
FARM CREDIT FLCA
Oct 7, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK WATERLOO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2019 · Amount on Record
Deed SaleOct 7, 2019 · Amount on Record
Deed Document Number2019404022
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address4203 KASKASKIA RD, WATERLOO, IL 62298-3705
Transaction TypeMortgage
Record UpdatedJun 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000417596
DateJun 2, 2021
Instrument417596
Lender
NameFARM CREDIT FLCA
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2036
Interest
Rate TypeFixed Rate

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateOct 7, 2019
Property Address4203 KASKASKIA RD, WATERLOO, IL 62298-3705
Document Number0000404022
Instrument DateOct 4, 2019
Instrument404022
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 S 5TH ST, BALDWIN, IL 62217-1308

Mortgage

Document Number0000404023
DateOct 7, 2019
Instrument404023
Lender
NameFIRST NATIONAL BANK WATERLOO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,901.00 (-4.39%) Homeowner's exemption$68,334 (+20.6%) Land $29,224 Building $39,110$205,002 (+3.07%) Land $87,672 Building $117,330
2024$4,080.00$198,888 (+17%) Land $84,183 Building $114,705
2022$56,663 Land $24,123 Building $32,540$169,989 Land $72,369 Building $97,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Most Recent ClaimAug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Harrisonville Telephone Company
DSL
100 / 20
Verizon
Fixed Wireless
25 / 6

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