Lake County property record for 4203 Hammersmith Dr, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,911 sqft · built 1998 |
| Lot Size | 0.305 acres (13,301 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $155,500 (Sep 2002) |
| Tax Bill | $2,137 (2024) |
| Deeds & Mortgages | Jul 2022 Reverse Mortgage Apr 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-23-26-2300-000-66100 |
| Primary APN | 04-23-26-2300-000-66100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,911 sqft Living Area |
| 1st Floor Area | 1,911 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 13,301 sqft (0.305 acres) |
| Garage Type | Finished |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 484 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3776156 |
|---|---|
| Street Address | 4203 HAMMERSMITH DR |
| City | CLERMONT |
| State | FL |
| Zip | 34711-6997 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLERMONT WELLINGTON AT KINGS RIDGE PHASE 1 SUB LOT 661 PB 39 PGS 66-67 ORB 2168 PG 2390 |
| Legal Range | 26E |
| Legal Township | 23S |
| Legal Section | 04 |
| Legal Subdivision | CLERMONT |
| Legal Phase | 1 |
| Legal Tract | 2300 |
| Legal Lot Number | 661 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 31308 |
Source: Lake County records · APN 04-23-26-2300-000-66100
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 4203 HAMMERSMITH DR, CLERMONT, FL 34711-6997 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 20, 2022 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Apr 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 05, 2002 · Amount on Record |
| Deed Sale | Sep 05, 2002 · Amount on Record |
| Prior Sale | Aug 12, 1998 · Amount on Record |
| Deed Document Number | 0216802390 |
| Deed Book / Page | 02168 / 02390 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4203 HAMMERSMITH DR, CLERMONT, FL 34711-6997 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4203 HAMMERSMITH DR, CLERMONT, FL 34711-6997 |
| Document Number | 0059942064 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 5994/2064 |
| Instrument | 2022098687 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 890 Months |
| Due | Sep 02, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.86% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 9.86% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4203 HAMMERSMITH DR, CLERMONT, FL 34711-6997 |
| Document Number | 0052750766 |
| Instrument Date | Apr 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4203 HAMMERSMITH DR CLERMONT FL 347116997, CLERMONT, FL 34711-6997 |
| Document Number | 0052750766 |
|---|---|
| Date | May 07, 2019 |
| Book Page | 005275/000766 |
| Instrument | 50437 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 06, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4203 HAMMERSMITH DR, CLERMONT, FL 34711-6997 |
| Document Number | 0050920425 |
| Instrument Date | Mar 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4203 HAMMERSMITH DR CLERMONT FL 347116997, CLERMONT, FL 34711-6997 |
| Document Number | 0050920425 |
|---|---|
| Date | Apr 09, 2018 |
| Book Page | 005092/000425 |
| Instrument | 40519 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 08, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4203 HAMMERSMITH DR, CLERMONT, FL 34711-6997 |
| Document Number | 0050210033 |
| Book / Page | 005021 / 000033 |
| Instrument Date | Oct 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4203 HAMMERSMITH DR CLERMONT FL 347116997, CLERMONT, FL 34711-6997 |
| Document Number | 0050210033 |
|---|---|
| Date | Nov 02, 2017 |
| Book Page | 005021/000033 |
| Instrument | 116660 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $171,090 (+5.98%) Land $100,000 Building $71,090 | $304,192 (-6.46%) Land $100,000 Building $204,192 | |
| 2024 | $2,137.00 (+2.44%) | ||
| 2023 | $2,086.00 (+3.63%) Homeowner's exemption | $161,430 (+3%) | $325,214 (+10.16%) Land $100,000 Building $225,214 |
| 2022 | $2,013.00 Homeowner's exemption | $156,730 | $295,214 Land $70,000 Building $225,214 |
Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2012 · other causes |
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
May also be available: Boston Omaha, Lumen Technologies, Verizon.
Based on FCC filings for 345 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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