4203 Encore Dr, Santa Barbara, CA 93110 Property Records

Santa Barbara County property record for 4203 Encore Dr, Santa Barbara, CA 93110

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,421 sqft · built 1960
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$976,500 (Jul 2020)
Tax Bill	$12,008 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`061-232-026`

Property Details

APN / Parcel Number

Primary APN	`061-232-026`
Alternative APN	`06123226`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,421 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4203 ENCORE DR
City	SANTA BARBARA
State	CA
Zip	93110-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10R1
Legal Description	TRACT 10079 LOT 24
Legal Subdivision	TRACT NO 10079
Legal Tract	10079
Legal Lot Number	24
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2001
Census Tract	3007

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4203 ENCORE DR, SANTA BARBARA, CA 93110-1804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Jul 24, 2020	Deed of Trust, Mortgage STIEFLER TRUST (PT)
Jul 24, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE
Sep 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Deed Document Number	202037512
Prior Transfer Date	Sep 6, 2019
Prior Transfer Doc	0000039251
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	4203 ENCORE DR, SANTA BARBARA, CA 93110-1804
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	TIMIOS TITLE INC, TIMIOS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4203 ENCORE DR, SANTA BARBARA, CA 93110-1804

Mortgage

Document Number	0000017284
Date	Mar 4, 2021
Instrument	2021-0017284

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Nov 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	4203 ENCORE DR, SANTA BARBARA, CA 93110-1804
Document Number	0000042104
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4203 ENCORE DR SANTA BARBARA CA 931101804, SANTA BARBARA, CA 93110-1804

Mortgage

Document Number	0000042104
Date	Aug 12, 2020
Instrument	42104

Lender

Name	STIEFLER TRUST (PT)
Address	6646 CALLE PONTE BELLA, LA JOLLA, CA 92092

Agreement

Amount	Amount Recorded

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jul 24, 2020
Property Address	4203 ENCORE DR, SANTA BARBARA, CA 93110-1804
Document Number	0000037512
Instrument Date	Jul 20, 2020
Instrument	37512
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,074.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	22 W CONSTANCE AVE #3 SANTA BARBARA CA 931053981, 3, SANTA BARBARA, CA 93105-3981

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Sep 6, 2019
Property Address	4203 ENCORE DR, SANTA BARBARA, CA 93110-1804
Document Number	0000039251
Instrument Date	Sep 6, 2019
Instrument	39251
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4203 ENCORE DR SANTA BARBARA CA 931101804, SANTA BARBARA, CA 93110-1804

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Hope Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,078,022 (+2%) Land $828,060 Building $249,962
2025	$12,008.00 (+3.73%)	$1,056,885 (+4.04%) Land $811,824 Building $245,061
2023	$11,576.00 (+1.65%)	$1,015,846 Land $780,300 Building $235,546
2022	$11,388.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1995–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LA CUMBRE MUTUAL WATER CO private · serves 4,861 people · EPA ID CA4210024
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Frontier, GeoLinks, T-Mobile.

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