Bell County property record for 4203 Elf Trl, Belton, TX 76513
| Property Type | Single Family Home |
|---|---|
| Details | 3,060 sqft · built 2006 |
| Lot Size | 1.72 acres (74,967 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $6,886 (2023) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0389970135 |
| Primary APN | 0389970135 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,060 sqft Living Area |
| Gross Area | 3,061 sqft |
| 1st Floor Area | 3,060 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 74,967 sqft (1.72 acres) |
| Garage Type | Mixed |
| Garage Area | 1,824 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 678 sqft |
| Canopy | 1,371 sqft |
| Account Number | 712183 |
|---|---|
| Street Address | 4203 ELF TRL |
| City | BELTON |
| State | TX |
| Zip | 76513-7846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE ESCARPMENT SUBDIVISION, LOT 0047, ACRES 1.721 |
| Legal Subdivision | THE ESCARPMENT SUBDIVISION |
| Legal Block | LT |
| Legal Lot Number | 47 |
| Jurisdiction | BELL TX |
| Township / Civil Division | KILLEEN |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 21802 |
The current owner of 4203 Elf Trl acquired it in December 2009.
Source: Bell County records, as of April 1, 2024
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 4203 ELF TRL, BELTON, TX 76513-7846 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2009 |
| Deed Sale | Dec 23, 2009 |
| Prior Sale | Mar 21, 2007 |
| Deed Document Number | 00048591 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 4203 ELF TRL, BELTON, TX 76513-7846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000032045 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 2020-00032045 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35296 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2035 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Killeen Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,886.00 (-11.65%) Homeowner's exemption | $861,272 Land $99,706 Building $761,566 | $861,272 Land $99,706 Building $761,566 |
| 2022 | $7,794.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4203 Elf Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4203 Elf Trl is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 60% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOG RIDGE WSC serves 4,100 people · EPA ID TX0140044 |
|---|---|
| Water Source | Purchased surface water from CENTRAL TEXAS WSC |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 1,500 / 1,500 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Altitude ISP Fixed Wireless | 300 / 200 |
| Western Broadband Fixed Wireless | 200 / 40 |
| SOS Communications Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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