4203 Eagle Rock Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4203 Eagle Rock Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,682 sqft · built 1993
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Feb 2018)
Tax Bill	$3,749 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A923000130`

Property Details

APN / Parcel Number

Primary APN	`A923000130`
Alternative APN	`3-0036-6767-00-0051.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,682 sqft Living Area
Gross Area	3,750 sqft
1st Floor Area	1,682 sqft
Basement Area	1,668 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	84 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A923000130
Street Address	4203 EAGLE ROCK CT
City	SAINT CHARLES
State	MO
Zip	63304-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK BURL EST #3 LOT 51
Legal Subdivision	OAK BURL EST #3
Legal Lot Number	51
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2006
Census Tract	311122

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4203 EAGLE ROCK CT, SAINT CHARLES, MO 63304-1637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Feb 21, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage MS FINANCIAL BANK N A

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2018 · Amount on Record
Deed Sale	Feb 21, 2018 · Amount on Record
Prior Sale	Aug 17, 1998 · Amount on Record
Deed Document Number	201892170
Deed Book / Page	6881 / 1233
Prior Transfer Date	Feb 13, 2018
Prior Transfer Doc	0068811233
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4203 EAGLE ROCK CT, SAINT CHARLES, MO 63304-1637
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070972025
Date	Jul 1, 2019
Book Page	7097/2025
Instrument	20190701000326380

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 14, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 21, 2018
Property Address	4203 EAGLE ROCK CT, SAINT CHARLES, MO 63304-1637
Document Number	0068811233
Book / Page	6881 / 1233
Map Reference	MB 30 PG 302
Instrument Date	Feb 13, 2018
Instrument	20180221000092170
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4203 EAGLE ROCK CT, SAINT CHARLES, MO 63304-1637

Mortgage

Document Number	20180221000092180
Date	Feb 21, 2018
Instrument	20180221000092180

Lender

Name	MS FINANCIAL BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,749.00 (+9.24%)	$63,170 (+10.01%)	$332,473 (+10.01%) Land $60,000 Building $272,473
2024	$3,432.00
2023		$57,420
2022			$302,211 Land $55,000 Building $247,211

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1981–2020)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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