4203 Convergence St, Durham, NC 27704 Property Records

Durham County property record for 4203 Convergence St, Durham, NC 27704

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,459 sqft
Lot Size0.05 acres (2,178 sqft)
Owner2 Individual Names on Record
Tax Bill$3,559 (2024)
Deeds & MortgagesOct 2024 Mortgage
Apr 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0823-46-6813

Property Details

APN / Parcel Number

Primary APN0823-46-6813
Alternative APN
  • 232028

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,459 sqft Heated Area

Exterior

Architectural StyleTownhouse
Lot Area2,178 sqft (0.05 acres)

Location & Zoning

Street Address4203 CONVERGENCE ST
CityDURHAM
StateNC
Zip27704-2065
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePDR 7.200
Legal DescriptionDUKE 97 SUB/PH:01&02/LT#56 PL:208-390
Legal SubdivisionDUKE 97 SUBDIVISION
Legal Lot Number56
JurisdictionDURHAM NC
Township / Civil DivisionDURHAM
Census Block Group1
Census Block1010
Census Tract1710

Owner

Source: Durham County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1416 CAYUGA RIVER LN, CARY, NC 27513-5809
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2024Deed of Trust, Mortgage · Conventional Mortgage
KIND LENDING LLC
Apr 2, 2026Warranty Deed, Transfer · Conventional Mortgage
NONE LISTED ON DOCUMENT
Feb 23, 2026Intrafamily Transfer, Transfer
Oct 10, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address4203 CONVERGENCE ST, DURHAM, NC 27704-2065
Transaction TypeMortgage
Record UpdatedApr 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1416 CAYUGA RIVER LN, CARY, NC 27513-5809

Mortgage

Document Number0101860565
DateOct 10, 2024
Book Page10186/565
Instrument2024111540
Lender
NameKIND LENDING LLC
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2054

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateApr 2, 2026
Property Address4203 CONVERGENCE ST, DURHAM, NC 27704-2065
Document Number0000169263
Book / Page10515 / 152
Instrument DateApr 2, 2026
Instrument2026169263
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1416 CAYUGA RIVER LN, CARY, NC 27513-5809

Mortgage

Document Number0000169264,
DateApr 2, 2026
Instrument2026169264
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.01%
Initial TypeFixed Rate
Max Rate-1%

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDURHAM NC
Recording DateFeb 23, 2026
Property Address4203 CONVERGENCE ST, DURHAM, NC 27704-2065
Document Number0104840751
Book / Page10484 / 751
Map ReferenceMB 208 PG 390-391
Instrument DateJan 3, 2026
Instrument2026164525
Transaction TypeTransfer
Record UpdatedMar 3, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1416 CAYUGA RIVER LN, CARY, NC 27513-5809

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1416 CAYUGA RIVER LN, CARY, NC 27513-5809

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateOct 10, 2023
Property Address4131 CONVERGENCE ST, DURHAM, NC 27704-2064
Document Number0099980251
Book / Page9998 / 251
Map ReferenceMB 206 PG 167-169
Instrument DateOct 6, 2023
Instrument2023076519
Transaction TypeTransfer
Record UpdatedNov 3, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$567.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4004 BARRETT DR STE 202, 202, RALEIGH, NC 27609-6620

Transferred To (Grantee/Buyer)

NameVerified Name
Address9259 BARCO RD, BRENTWOOD, TN 37027-1408

Mortgage

Document Number2023076520
DateOct 10, 2023
Instrument2023076520
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 23, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$359,110 (+1,097.03%) Land $75,000 Building $284,110$359,110 (+1,097.03%) Land $75,000 Building $284,110
2024$3,559.00
2023$30,000 Land $30,000$30,000 Land $30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1984–1996)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 1996 · Hurricane Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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