4203 Cagle Rd, Lula, GA 30554 Property Records

Hall County property record for 4203 Cagle Rd, Lula, GA 30554

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,115 sqft · built 1995
Lot Size	4.07 acres (177,289 sqft)
Owner	Individual Name on Record
Last Sale	$537,500 (Nov 2021)
Tax Bill	$5,933 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-099A-000-003`

Property Details

APN / Parcel Number

Primary APN	`09-099A-000-003`
Alternative APN	`23861`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,115 sqft Heated Area
1st Floor Area	1,411 sqft
2nd Floor Area	704 sqft
Upper Floors Area	705 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2004
Architectural Style	Rustic
Exterior Material	Siding
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	177,289 sqft (4.07 acres)
Lot Dimensions	937 ft deep x 212 ft wide
Garage Type	Mixed
Garage Area	1,322 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	104 sqft
Patio Area	664 sqft
Utility Building	42 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23861
Street Address	4203 CAGLE RD
City	LULA
State	GA
Zip	30554-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	LT 3 HARBOUR POINTE S/D
Legal Subdivision	HARBOR POINTE
Legal Lot Number	3
Jurisdiction	HALL GA
Township / Civil Division	LULA
Census Block Group	2
Census Block	2003
Census Tract	101

Owner

Source: Hall County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4203 CAGLE RD, LULA, GA 30554-2511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MTG CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2021 · Amount on Record
Deed Sale	Nov 8, 2021 · Amount on Record
Prior Sale	Dec 27, 2013 · Amount on Record
Deed Document Number	202111264
Deed Book / Page	8982 / 656
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Nov 8, 2021
Property Address	4203 CAGLE RD, LULA, GA 30554-2511
Document Number	0089820656
Book / Page	8982 / 656
Instrument Date	Nov 8, 2021
Instrument	2021-011264
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4203 CAGLE RD, LULA, GA 30554-2511

Mortgage

Document Number	0089820000000658
Date	Nov 8, 2021
Book Page	0000008982/0000000658

Lender

Name	SYNOVUS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	4203 CAGLE RD, LULA, GA 30554-2511
Document Number	0085350474
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4203 CAGLE RD LULA GA 305542511, LULA, GA 30554-2511

Mortgage

Document Number	0085350474
Date	Aug 5, 2020
Book Page	008535/000474

Lender

Name	BANKSOUTH MTG CO LLC
Address	ATLANTA, GA 30327

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 4, 2035

Tax Assessment & Valuation

Source: Hall County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,933.00 (-2.66%)	$246,040 (+5.11%) Land $120,480 Building $125,560	$615,100 (+5.11%) Land $301,200 Building $313,900
2023	$6,095.00 (+53.76%)	$234,080 (+60.5%) Land $120,480 Building $113,600	$585,200 (+60.5%) Land $301,200 Building $284,000
2022	$3,964.00	$145,840 Land $53,520 Building $92,320	$364,600 Land $133,800 Building $230,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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