4203 4th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 4203 4th St S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,602 sqft · built 1999
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$230,000 (Oct 2019)
Tax Bill	$3,898 (2026)
Deeds & Mortgages	Aug 2023 Transfer Jun 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-44154-0414`

Property Details

APN / Parcel Number

Primary APN	`82-44154-0414`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,602 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Width	61 ft Width
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	4203 4TH ST S
City	SAINT CLOUD
State	MN
Zip	56301-8548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD38
Legal Description	LOT 001 BLK 003 ANGUSHIRE MEADOWS SECTION 21 TOWNSHIP 124 RANGE 028 SECTION 21 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	21
Legal Subdivision	ANGUSHIRE MEADOWS
Legal Block	3
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3016
Census Tract	502

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4203 4TH ST S, SAINT CLOUD, MN 56301-8548
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 9, 2023	Affidavit, Transfer
Oct 29, 2019	Deed, Transfer
Mar 21, 2017	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Prior Sale	Mar 21, 2017 · Amount on Record
Deed Document Number	20191555688
Record Updated	Jun 8, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 22, 2023
Property Address	4203 4TH ST S, SAINT CLOUD, MN 56301-8548
Document Number	00A1658717
Instrument Date	Aug 18, 2023
Instrument	A1658717
Transaction Type	Transfer
Record Updated	Oct 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4203 4TH ST S, SAINT CLOUD, MN 56301-8548

June 2023: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	STEARNS MN
Recording Date	Jun 9, 2023
Property Address	4203 4TH ST S, SAINT CLOUD, MN 56301-8548
Document Number	00A1654415
Instrument Date	Jun 9, 2023
Instrument	A1654415
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4203 4TH ST S, SAINT CLOUD, MN 56301-8548

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 29, 2019
Property Address	4203 4TH ST S, SAINT CLOUD, MN 56301-8548
Document Number	00A1555688
Instrument Date	Oct 22, 2019
Instrument	A1555688
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4203 4TH ST S, SAINT CLOUD, MN 56301-8548

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 21, 2017
Property Address	4203 4TH ST S, SAINT CLOUD, MN 56301-8548
Document Number	00A1491509
Instrument Date	Mar 17, 2017
Instrument	A1491509
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$686.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4123 DUBLIN DR, SAINT CLOUD, MN 56301-8549

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,898.00 (+24.3%)
2025		$280,800 (+4.27%) Land $40,000 Building $240,800	$280,800 (+4.27%) Land $40,000 Building $240,800
2023	$3,136.00	$269,300 Land $40,000 Building $229,300	$269,300 Land $40,000 Building $229,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Verizon.

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